• Report: #339942

Complaint Review: Creditors Interchange

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  • Submitted: Fri, June 13, 2008
  • Updated: Fri, June 13, 2008

  • Reported By:New Britain Connecticut
Creditors Interchange
80 Holtz Drive Buffalo, New York U.S.A.

Creditors Interchange Called with a debt from Capital One and threatened litigation if I didn't pay in full immediately. Buffalo New York

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I have been receiving threatening called from Creditors Interchange. The man who calls is a "Mr. Brown" and he says that he works for their legal department and that there is pending litigation against me. I immediately became suspicious because he said he was in New York and since I live in CT, they would have to hire a CT lawyer to sue me. I did some research online and found all sorts of stories about how they illegally threaten people.

I made an attempt to call this Mr. Brown. He said he worked for CI's litigation department and that they work for Capital One's litigation department. This I also found suspicious because I doubt Capitol One would have to hire someone else like that to sue me for my only $900 debt. He told me my only options were to pay a "lower" amount of $800 something right away. I told him I was unemployed and that the only way I could pay him was to borrow money and that I'd have to talk to some people. He then said that meant I was giving "direct refusal" and that they would then sue me and it might end up costing me $2500. I told him I did not have the money to pay him right now and that I couldn't just make it appear. He then gave me the same threat about "direct refusal" and how I had to pay right now, so I told him I wasn't going to deal with him if he was threatening me, and I hung up.

Even though I know what they are doing is likely illegal and that they aren't actually suing me (would they really sue for only $900?) I am still terrified.

Amy
New Britain, Connecticut
U.S.A.

This report was posted on Ripoff Report on 06/13/2008 09:29 AM and is a permanent record located here: http://www.ripoffreport.com/r/Creditors-Interchange/Buffalo-New-York/Creditors-Interchange-Called-with-a-debt-from-Capital-One-and-threatened-litigation-if-I-d-339942. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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