- Report: #132848
Complaint Review: Drive Financial Services
| Drive Financial Services drivefinancial.com
Dallas, Texas U.S.A. |
|
Drive Financial Services I work for the company, inside info on this ripoff to employees and their customers ..things you need to know Dallas Texas
*UPDATE EX-employee responds: Un-happy Drive Financial Customer
*Consumer Comment: ex-employee
*Author of original report: To Drive Financial Services Customers
*Consumer Suggestion: stop yelling?
Does your business have a bad reputation?
Fix it the right way.
Corporate Advocacy Program™
Nine out of ten calls is another customer yelling at us, the representative that has no authority to change or do anything to make anything better!! This is very frustrating.
For anyone who is reading this, we has representatives have to verify ALL info on accounts if you as a customer call in before we are allowed to release any info on the accounts to you. This includes your 1st & last name, home address, home & work #, name & address of your place of employement, the mileage on your car, the insurance company on your car, & the location of your car.
For some reason this is very difficult for our customers to do, and we representatives understand IT IS ANNOYING!!! It is annoying to us as well, and only makes it more annoying when we have yet another dis-satisfied customer giving us a hard time about it. If we don't verify it & our supervisors listen to the call, WE DO GET FIRED!!! So for those of you who say we representatives suck & our customer service skills suck, don't blame us, we don't make those rules we only have to follow them if we want our paycheck.
Just like they mess up your loans, they mess up our paychecks too. We will work for 10 hours a day & our paycheck will only reflect 7 hours paid, then they state to us that their system is right & we did only work 7 hours. They seem to like to do this on a weekly basis, and this is NOT an exaggeration!! Then they supposedly accidently over paid me, and as I'm sure you guessed, they were all over that with quickness & you bet they want their money back now.
This company is so screwed up and the consumers don't know the half of it. We are instructed at times to give incorrect info about the processed. A number of services are out sourced to 3rd party agencies, we are not allowed to tell you that though. The third party companies aren't given correct contact #'s for serious account issues, no one has the phone # to accounting, accounting has no clue what they are doing!!
Extensions, re-modifications, and vehicle repair assistance is all done through the Dallas office & half of the time they don't do it right & they don't explain how the extension will post or that if you make a partial payment for the extension that the remaining balance from that payment will not be extended to the end of the loan term but that it will be due with the next month's payment. Then the customer calls back yelling at the innocent representative who answered the call only to have to take sh*t for something they know could have been prevented if it was only explained to begin with.
No dis-resepect to the customers, because I do feel you, BUT STOP YELLING AT US!!! It only makes it worse, and only makes us want to hang up on you & hope no one helps you ever because your so nasty & foul mouthed over the phone because it is rare we are able to help with the tools we are given from this awful company. The only assistance we can offer is the do-it-yourself assistance, which is to tell you which resources to go to outside the company in order to get your situation taken care of. We can't fix anything right then & there, we have to fill out a hand written report & turn it in to & it goes to some where that we have no idea of & where they are going & who ever is getting them isn't getting the issues fixed, even if it is a simple mis-applied payment or a reallocation of a payment.
Another thing, if you call in demanding to speak with a supervisor, half the time our supervisors won't get on the phone to help you, because there is nothing they can do to help you either, so they leave us reps to deal with the sh*t. This is why we always try to find out whats going on first before we ask for their assistance, and half the time if they tell you they will get one for you, it's really another rep because the supervisor wouldn't take the call.
We don't currently report to the credit bureaus, so if your account was behind when we last reported it, good luck contacting us to re-report now that it is in good standing. And if your account was last reported in good standing, you got lucky & you should probably try to refinance your vehicle now. If you paid off your car, good luck getting your title, it's an outsourced company that Drive Financial Services uses & hasn't updated the rest of us with the new contact info on yet, so we don't know where your title is or when your gonna get it.
Nothing works at Drive Financial Services except their dialer, for those of you who don't know what that is, a computer system calls you, not an individual person. We only find out who we are calling once your already on the phone. Even when you have made your payment through a post dated check the dialer will still contact you back, & even then we are STILL required to verify the account info name, home add, home & work #'s, name & add of your employer, insurance, mileage, & vehicle location!! Although the majority of the reps now found a way past having to do that through a technical glitch in the dialer system in how we code the outcome of the call.
Drive Financial Services doesn't treat their employees very well & we get ripped into all the time, although we have no authority to make any of the decisions we just have to follow the decisions the company heads have come up with themselves. And they suck, that is why I quite as of today.
Anonymous
Dallas, Texas
U.S.A.
Click here to read other Rip Off Reports on Drive Financial
This report was posted on Ripoff Report on 02/25/2005 04:39 PM and is a permanent record located here: http://www.ripoffreport.com/r/Drive-Financial-Services/Dallas-Texas/Drive-Financial-Services-I-work-for-the-company-inside-info-on-this-ripoff-to-employees-a-132848. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report.
Click Here to read other Ripoff Reports on Drive Financial Services
If you would like to see more Rip-off Reports on this company/individual, search here:
Search Tips#1 UPDATE EX-employee responds
Un-happy Drive Financial Customer
AUTHOR: Beth - (U.S.A.)
SUBMITTED: Thursday, March 30, 2006
I am afraid you did not fully read or comprehend my comments. I did not state "all these people are not victims" nor did I state "they cause their own problems". If I thought that, then why would I be posting these type of comments on ripoffreport.com about Drive Financial Services? There is a difference between a victim of Drive's irresponsible business practices and a person who just did not pay their account and dislikes the company for contacting them for a payment. For further information on regulation of collection practices, please refer to ftc.gov/os/statutes/fdcpajump.htm.
I understand the company that I "worked" for has a bad rap. I also understand what they did, and most likely have continued to do to a large majority of their customer base which is why in each one of my posts I am urging customers that have been done wrong to REPORT IT TO THE ATTORNEY GENERAL!! God knows Drive isn't going to do anything to right their wrong. And I'm a little confused on your comment stating "Now come on lady, these people do not know each other." Where did that come from? No where in any of my comments did I insinuate that they all know each other.
Yes, Drive does business nation wide, no I do not believe all these unsatisfied customers know each other & are conspiring against Drive Financial Services, nor did I insinuate that because that is crazy. And no I don't think anyone wants to do business with a low life subprime lender like Drive, never did I insinuate that either, but Drive is not the only subprime auto lender. In fact they are one in thousands of subprime auto lenders.
If a person really wants to refi but doesn't have perfect credit, it can still be possible depending on an individuals personal financial decisions outside of their business with Drive. And if Drive isn't reporting payment history as they are known not to do, that could be very advantagous to an unsatisfied customer depending on what their own financial situation is. And don't attack me, the ex-employee posting the inside info, trying to help you un-happy customers out by telling you how to really get at this company by posting the fact that YOU NEED TO REPORT DRIVE TO THE ATTORNEY GENERAL.
Reporting this info is how class action lawsuits are brought against bad companies like Drive. Drive deserves a class action lawsuit for their terrible business practices. And by the way few financial lenders, prime or subprime, actually care about what your financial hardships are as long as they are getting their money, and even if they aren't they still don't care because they want their money. What company do you know that's going to tell you "ok, pay the other company first even though you owe us money to". No matter what your situation is, it doesn't matter. That's not just a Drive thing.
Drive does lack people skills, along with accounting skills, and accountability for their own actions. And regarding any violations of FCA or FDCPA, REPORT IT TO THE ATTORNEY GENERAL!!!
a very unhappy customer, of Drive
#3 Author of original report
To Drive Financial Services Customers
AUTHOR: Beth - (U.S.A.)
SUBMITTED: Thursday, March 16, 2006

