• Report: #77002

Complaint Review: Express Consolidation

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  • Submitted: Wed, January 14, 2004
  • Updated: Sat, July 10, 2004

  • Reported By:Warren Michigan
Express Consolidation
413 NE 3rd Street Delray Beach, Florida U.S.A.

Express Consolidation ripoff Instead of helping me become debt-free, this company only got me deeper in debt Delray Beach Florida

*UPDATE Employee: We've helped alot of people

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The purpose of this letter is to file a complaint against Express Consolidation Inc. a Florida based company, which happens to be a credit repair service. This company made fraudulent claims about the time frame that their program would allow me to pay off my existing debt. They claimed that in approximately 36 months I would be debt free. After 10 months in their program and paying approximately $6,300.00 in payments to this company, on most of the accounts that were originally consolidated, my balances are virtually unchanged, and on three accounts the balances are actually higher than when I joined their program. It became clear to me in August 2003 that this company could not deliver on it's promises because on three separate occasions this company made payments late to my creditors which resulted in even more charge being posted to my accounts.

The company also withheld the first check as part of their payment, the only thing this company did for me was to get me deeper in debt. Misrepresentations made by this company and by inept handling of my account that resulted in even more charges being posted to all of my accounts. This company definitely should repay all of the fees for the services that they charged me. I am also considering litigation to recover damages because they further strained relationships with my creditors, and hurt my ability to gain favorable concessions with my creditors after ceasing my relationship with them.

The contact information for this company is; Express Consolidation Inc. 413 NE 3rd Street, Delray Beach Fl. 33483 ph.# 561-330-2844, the executive director's name is Randall L. Leshin Esq. Please advise me on what I may do to recover fees or specific recourse under Florida law. In all, this company should return to me exactly $1,082.

It seems that this company has a predatory pattern of seeking to defraud the public, most of whom are desperate, (as I was) to fix their credit situation. If you are experienceing debt problems please do not contract with Express Consolidation as you will most likely have another large problem to deal with


Warren, Michigan

This report was posted on Ripoff Report on 01/14/2004 02:59 AM and is a permanent record located here: http://www.ripoffreport.com/r/Express-Consolidation/Delray-Beach-Florida-33483/Express-Consolidation-ripoff-Instead-of-helping-me-become-debt-free-this-company-only-got-77002. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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Updates & Rebuttals

#1 UPDATE Employee

We've helped alot of people

AUTHOR: Jennifer - (U.S.A.)

I've worked for Express for about 4 months. The company has been in business for about five years now, but have only been members of the better business bureau for about a year now. I think maybe before then they may have not been completely organized, but now they definetely have gotten it together.

I know for a fact that the company sticks to their word and they do help lot of people out of debt. There is alot more people out there happy with our company than there is unhappy.

I stand behind everyhing isay, because not only do I work there, but I also joined a couple months ago and everything is working as it should.I love my job, when ever I get someone enrolled and I see how much money I will be saving them it makes me feel very good about myself.
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