• Report: #1064130

Complaint Review: G.E. Capital Retail Bank

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  • Submitted: Wed, July 03, 2013
  • Updated: Wed, July 03, 2013

  • Reported By: Lee — Gardenam, Ca California
G.E. Capital Retail Bank
P.O. Box 965052 Orlando, Fl. Orlando. Fl., Florida USA
  • Phone:
  • Web:
  • Category: Banks

G.E. Capital Retail Bank This company executed a loan in my name without a contract,without signatures,and with interest in the 26.99%range. I want this contract rewritten and interest lowered to reasonable rates. Orlando. Fl. Florida

*UPDATE Employee: We'd like to help

*Consumer Comment: Sounds Like a Medical Purpose Loan

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I am filing against G.E. Capital Bank of Orlando, Fl. who executed a loan on me without a contract, no spelled out interest rates. This loan was made using an estimate paper, no two party agreement or approval on our part, Interest rates at 26.99% which is redicously high. I want this non agreemint redone and some respect shown in the process of executing this loan.

Very Truly YOURS

Lee A. Boston


This report was posted on Ripoff Report on 07/03/2013 09:48 AM and is a permanent record located here: http://www.ripoffreport.com/r/GE-Capital-Retail-Bank/Orlando-Fl-Florida-32896-5052/GE-Capital-Retail-Bank-This-company-executed-a-loan-in-my-name-without-a-contractwitho-1064130. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:
0Author 2Consumer 0Employee/Owner
Updates & Rebuttals

#1 UPDATE Employee

We'd like to help

AUTHOR: GECapital - ()

**To expedite a response, please provide Reference code DM 070813_ror_LeeABoston** 

I’m sorry you have experienced issues with your GE Capital Retail Bank account. We would like to try and resolve your concerns. Please email me at gecapitalcares@ge.com with your name and phone number. A member of our consumer advocacy team will call you to assist.

For your security, please do not include your account number in your email. 

Regards, 
Nicole 
GE Capital

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#2 Consumer Comment

Sounds Like a Medical Purpose Loan

AUTHOR: Jim - ()

This company issues credit to you when you're in the dentist's chair or doctor's office in order for you to pay the physician treating you.  Generally, the 26% or so interest rate doesn't kick in until you've either failed to make a payment, or you didn't pay off the loan by the time the loan is due.  The documents you signed in the physican's office generally constitute the agreement between you and GE and in such a case, the 26.99% interest rate is pretty standard.

You may want to go to the physician's office, speak to the office manager, and see if the loan's terms and conditions can be modified so that there's no interest until the promotional period ends.  You will have no luck pursuing this with GE directly but the office in which you had this work done, can do so.  Best of luck to you.

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