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Report: #1170728

Complaint Review: LoanDepot - Internet

  • Submitted:
  • Updated:
  • Reported By: VoiceofReason — Frederick Maryland
  • Author Not Confirmed What's this?
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  • LoanDepot Internet USA

LoanDepot Bait and Switch Arnold, Maryland Internet, Maryland

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 Received an email from this email address НARP ЕlÑ–gÑ–bÑ–lÑ–ty <support@summermoment.co>, when I clicked on it, it took me to http://harpqualified.com/?req_id=1435621 to supposedly check my eligibility and to check my credit score and supposedly there is a page on the credit score document that displays DTI percentage, however, it asks for credti card information to participate in credit monitoring.  I exit from it because I do not need to pay for credit monitoring as I get it free from several of my credit card issuers.  Anyway, I get a phone call from Lana at Loan Depot and she called from this phone number 410-777-5958 wanting to speak to me about a loan rate for which I requested.  I then asked her to repeat who she was and where she was calling from and I told her that I did not inquire of a rate but tried to fill a form to see if I was eligible for a HARP refinance, even though I've never been late on a mortgage but am slightly underwater due to the crash.  Anyway, I told her that I will not deal with companies that try to be slick and to take my name and number off any call list.  I do not think it right to have someone click on basically an ad for one thing and then they try to slick you into purchasing a score and credit monitoring and then to have the audacity to call to provide a mortgage rate on a property that 1) has not been appraised and 2) possibly not knowing my credit rating or score. 

This report was posted on Ripoff Report on 08/19/2014 08:02 AM and is a permanent record located here: https://www.ripoffreport.com/reports/loandepot/internet/loandepot-bait-and-switch-arnold-maryland-internet-maryland-1170728. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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