• Report: #44649

Complaint Review: Providian National Bank

  • Submitted: Sat, February 08, 2003
  • Updated: Sat, March 01, 2003

  • Reported By:dexter New Mexico
Providian National Bank
Columbus, Georgia U.S.A.

Providian National Bank rip-off consumer fraud Columbus Georgia

*Consumer Suggestion: ..many are ripped off - you are not alone

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I have been with Providian for over two years with no late payments, then all of a sudden in sept-oct 2002 they switch'd me to Emerge and raised my interest to 29.99%. They said that they sold my account to Emerge.

Then I come to find out that Providian owns Emerge.

This amounts to bait and switch tactics which is against federal law. I believe that it is in my best interest to contact an attorney at this point.

I would very pleased to join in a class action suit if someone gets one started before I do.

David
dexter, New Mexico
U.S.A.

This report was posted on Ripoff Report on 02/08/2003 11:32 AM and is a permanent record located here: http://www.ripoffreport.com/r/Providian-National-Bank/Columbus-Georgia/Providian-National-Bank-rip-off-consumer-fraud-Columbus-Georgia-44649. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Suggestion

..many are ripped off - you are not alone

AUTHOR: Miriam A. - (U.S.A.)

I am with you. It is a nightmare - Try to pay off the card. . . they don't let you go! New statements keep coming. . .new fees. . .and I paid off the d**n thing. . .I cancelled it!

Watch out - the people who answer the phones are overseas in INDIA - and they have 'call waiting' - it is very suspect. . not professional, not business like - all centered around taking your hard earned money - raising interest rates, and tacking on "extra fees."

I am going to call the Attorney General for our State (Alaska) - others, please call the AG in your State.
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