• Report: #73852

Complaint Review: Providian/Emerge

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  • Submitted: Wed, December 03, 2003
  • Updated: Wed, December 03, 2003

  • Reported By:Groton Connecticut
Providian/Emerge
P.O. Box 105653 Atlanta, Georgia U.S.A.

Providian Emerge ripoff reduction of credit limit upon transfer and then charging overlimit fees Atlanta Georgia

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This is the first I had seen about the increase in interest rates. What Providian had done to my account is to reduce my credit limit just prior to transferring the account to Emerge. As it was the Christmas season I was at my limit on the card. When they reduced the limit, with no prior notification, and transferred my account to Emerge this put me in an over limit status. Coupled with the higher interest rate I have been struggling to get out of the hole with them ever since. Calls to Providian just go to computer operators which then route you to Emerge after going through 6 or 7 options. Emerge says they can do nothing about the situation.

Joseph
Groton, Connecticut
U.S.A.

This report was posted on Ripoff Report on 12/03/2003 08:06 AM and is a permanent record located here: http://www.ripoffreport.com/r/ProvidianEmerge/Atlanta-Georgia-30348-5653/Providian-Emerge-ripoff-reduction-of-credit-limit-upon-transfer-and-then-charging-overlimi-73852. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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