• Report: #432609

Complaint Review: RCS Center Corporation - Palisades Collection Agency

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  • Submitted: Tue, March 10, 2009
  • Updated: Tue, March 10, 2009

  • Reported By:seal beach California
RCS Center Corporation - Palisades Collection Agency
200 South Executive Drive - 3rd Floor Brookfield, Wisconsin U.S.A.

PalisadesRCS Center Corporation - Palisades Collection Agency falsely claim old bill of $68.00 no records, dates etc. result hurts FICO score Brookfield, Wisconsin, Wisconsin

*Consumer Comment: RE:

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I received my FICO score with 1 major event that hurt the score. "Palisades" list a past amount due of $68.00 over six years a go. No specific dates, payments, details about service or goods purchased or provided. This is toitally out of the blue and false. Efforts to correct and contact the company have been unsuccessful.

This Company should not be allowed to destroy reputations and credit scores of unsuspecting consumers with impunity.

I implore the AG of the state of WI and governmental agencies to shut down this Comapny involved in fraudulent activity.

Bob
seal beach, California
U.S.A.

This report was posted on Ripoff Report on 03/10/2009 09:05 AM and is a permanent record located here: http://www.ripoffreport.com/r/RCS-Center-Corporation-Palisades-Collection-Agency/Brookfield-Wisconsin-53005/PalisadesRCS-Center-Corporation-Palisades-Collection-Agency-falsely-claim-old-bill-of-6-432609. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment

RE:

AUTHOR: John - (U.S.A.)

Dispute directly with the credit bureaus: Per the Fair Credit Reporting Act you have the right to request written validation of negative entries on your credit files. Per this law they must validate the item(s) within 30 days or remove them from your credit file. Mail a letter via certified mail with return receipt to all three credit bureaus (Equifax, TransUnion & Experian). Include a photocopy of your driver's license and social security card...If you don't include these, they may write back requesting them, which would slow the process down by several weeks. For each negative item, write a separate letter and simply include the phrase:

Per the Fair Credit Reporting Act, I am requesting written validation of this item.

Do this one at a time for each negative entry....DO NOT request validation for all items at one time.
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