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Help! I live on SSDI and borrowed $1000 from Western Sky last year. What a huge expensive mistake!! They stayed I borrowed $1500 which is BS because my " loan origination" fee was $500.00 so I only saw $1000 to began with. If I could have repaid in 2 years I would have repaid them $5000...,horrific right?? Well it gets worse because payments if $200 are due in the first of the month but I don't get my ssdi check until the 3 rd Wednesday of the month. So each and every month I am charged a late fee of $29.00 plus their exhorbitant interest on that late fee.

They will not move the payment unless I pay over $650.00 which is 2 months ahead plus the late fees accrued and interest so it's likely to take years to pay this off. I have crippling rheumatoid arthritis and diabetes and usually have next to nothing for food and medicines by late in the month and this situation is hopeless. Western sky continues to air it's commercials on King 5 TV in my area as " problem solver" loans. I get so angry every time I see them as company is crooked. Does anyone know what I can do to get them to reset my monthly payment without charging me these fees? Thanks so much!