World Financial Group Screwed Me Over with Life Insurance Salinas California

A relative who works at this company signed me up for a life insurance policy last year, and at that time I was still naive and barely learning things financially, so I wasn't as smart as I should have been, but you know... things happen and we learn from our mistakes early in life. My agent was my relative. Of course I trusted her too much for me to let her sign me up for a life insurance plan.

To be honest, I felt like I wasn't actually doing it for myself, I felt like I was trying to help her with her job. I had no idea what it was even about, I didn't understand most of the process, I didn't know how these people do their business, but I got persuaded very well because once again, the person trying to sell me the product was a relative I love, care, and trust.

Luckily, less than $15 was being deducted from my bank account each month, and you know what she told me? "You can cancel anytime, and you will get all your money back." A year later, I gained a little experience about things and realized something felt wrong about this life insurance plan I had. I began to do research about the World Financial Group company, and I started to feel very aware of it.

I decided to give them a visit about cancelling my life insurance policy, with in my mind, "If I cancel, I will get my money back". They actually tried to persuade me again to sell me other products, or upgrade me to something else. I sat down for a whole hour listening to their bullsh*t, and I kept saying no, no and, no. They looked disappointed, but finally, they gave me some info on how to cancel the d**n insurance policy, but they were not very specific on what to do.

So there was still a problem. My agent, who is my relative, practically did not cooperate on giving me the info I needed to cancel my insurance policy when I asked. It's almost like she didn't want me to cancel it. I ended up finding a copy of the information I needed to reuqest a cancellation back home.I decided to mail my cancellation letter myself directly to the Insurance company, which was Western Life Reserve Life Assurance.

Remember when I was told that I would get all my money back when I cancel? Well that was completely false information. I got my letter about the cancellation weeks later, and guess how much money I got back? Less than $15, so I lost about $120. It isn't so bad, but they can go ahead and spend it on expensive hookers for all I care.

The problem that fustrates me is that I was given false information, I got persuaded, and got quite screwed over by my own family relative.

I'm just warning anyone, these people care about their jobs and sales more than you, and it doesn't matter who you are to them. If you want to sign up for a life insruance or get financial advice, etc... my suggestion is to research for a better agency.