Complaint Review: US Bank - Chicago Illinois
- US Bank Chicago, Illinois United States of America
- Phone: 800-685-5065
- Web: www.usbank.com
- Category: Banks
US Bank, quite literally, robbed me. Stole money from my deposit. Chicago, Illinois
*Consumer Comment: US bank (Cincinnati Beckett Ridge) ripped me off of $500 cash inside the branch
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I set up my checking account with US Bank in 2004, and it's been my primary checking account ever since then (direct deposit, etc) even though they have a lot of outdated practices (overdraft notifications are sent through mail, etc). Either way, I considered myself a loyal customer. After a set of backlogged checks got cashed at once in a situation way more complex and boring than is worth getting into, I had overdrafted. I discovered this through arbitrarily checking my account (they never let me change my mailing address, so my over-draft notification was being mailed to an old address).
I caught it pretty fast, but wanted to bring my account back into the black, so I went to my primary savings account (a different bank, about 3 blocks away from the nearest US Bank) and took out a $1,000 (not sure if the amounts matter) so I could get my checking account up to a healthy buffer.
I get the money in cash, take the envelope of money straight to the nearest US Bank, and (this was my mistake, apparently) I deposit it through the ATM (I was late for work at this point so I was in a rush.) I was a bit upset when I checked my account a few days later to see they listed my $1000 deposit as $800.
At this point, I complain via twitter (snarky message, "no one go here they steal from you" etc). I get a response from their social media department, they ask for my phone number and give me a call. They say they'll get the gears in motion and "investigate the situation." A week later, to no fanfare, I get a letter (at my old address, had to collect it) saying "We looked into the situation and decided we were correct." So at this point, there's still $200 in limbo of my money that US Bank, somehow, lost, and of course placed the blame on me.
I don't really like having my bank steal from me (might seem a bit reactionary, but I gave them a certain amount of money, and they lost a chunk of that and didn't make the difference, so I think it's an apt descriptor). I called the customer service line again, had them re-open the investigation (saying, in as plain terms as possible, "I know I gave you $1000. You then took $800. And now there's $200 I don't have") and they re-opened it, and had the branch manager of the location call me. He says that they will get back to me after they look into it.
The next day, the branch manager calls me to say, "So, I understand you needed assistance closing your account with us?"
After 8 years, US Bank stole $200 from me (might seem insignificant for some, but definitely NOT an insignificant amount for me) and when I said, "I'm not appreciating the way I've been treated in this situation, I might as well close my account" they just say, "Well, sir, in our opinion you only deposited $800. So how can I help you close your account?"
Needless to say, I'm never going to US Bank. And I'm trying to do my best to warn anyone else who would ever want to trust A: the bank and B: their ATMs.
This report was posted on Ripoff Report on 02/01/2013 09:35 AM and is a permanent record located here: https://www.ripoffreport.com/reports/us-bank/chicago-illinois-/us-bank-quite-literally-robbed-me-stole-money-from-my-deposit-chicago-illinois-1007264. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#1 Consumer Comment
US bank (Cincinnati Beckett Ridge) ripped me off of $500 cash inside the branch
AUTHOR: ww3 - ()
SUBMITTED: Tuesday, November 19, 2013
When I go to file my ripoff report separately, i'll use fancy formatting. This JUST happened last night. I had sold my comic book collection, and was depositing the $$ from it. I am unemployed and was 'downsized' by one of the biggest corporate entities, if not the biggest, in Cincinnati.
When I made out my counter deposit slip, I wrote the '9750' part of the deposit at a 7 with the bar crossing it; I have done this since childhood (some people call it a french 7). This was a LARGE deposit of cash, $100s & $50s. The girl IMMEDIATELY removes the cash from the counter, asks the other girl to take watch the drive-thru, and counts the $$ on the drive through counter with her back turned towards me.
She comes back and says "is this supposed to be $9150?" I said no, I took $250 out from the cash; it has never left my sight since I got it, out of $10k there should be 9750 left. What she did was MAKE the deposit into what # she though it was. I had the other teller count it, she corroborated that teller's #s. this other telle was keeping me busy with banter; this was right at closing time.
She must have made the 'personal withdrawal' when she took the $$ back to the drive thru counter and turned her back on me. She had the machine count it. I counted what she brought back to the front counter. But I'm going to another branch in the morning to complain and see if they have tape of what she had done. I left acting as if I was not pissed off; but without a job my $$ goes fast and it's been very hard to get hired right now.
They don't allow contact info on here but there should be SOME link to contact me.


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