Apple Store They have overcharged me for the items I bought and keep charging me in spite of it. NY

The following is the letter I sent to Apple Support:   Hereby I'm presenting my request that you erase my still presumed present debt to Apple. 

Apple representatives have made me waste enough of my time in order to simply accept the fact that the Apple administrative department has been swindling me throughout all of 2021 by overcharging me every month and directing most of my monthly payments to anything but towards the products I purchased which were:  

Iphone: $1368.00 Ipad: $1298.00   Total 1: $2666.00   Plus the following monthly services:   iCloud storage: $2.99 Netflix: $15.99 Microsoft Word $7.99   Plus about $100 in apps   Total 2: $26.97 x 12 months = $324.00 + $100 = $424   Total 1 + Total 2 = $3090   And this is, approximately, and even by defect, what I have paid so far from February 2021 to February 2022 = $3650.00   Therefore, I request that Apple not only declares my debt to them to be paid off but also give me a refund for whatever amount they owe me so far!