reward 660 visa dakota bank Claimed I had a credit card a Visa that I owe 1200 dollars now and being sued but my account has been charged off my credit report in 2018 clevland ohio

This lady had my information so I truly believed her I was questioning her still because the address he was saying has been tore down for years before the date she was saying the credit card was first open .  I told her I don't know nothing about what she is saying but insist that I opeded this account and now am being sued for 1200 dollars . So I asked her this account should be on my credit report but she told me this account has been wrote off in 2018 . So how am I being sued in  2023 .  She said I will recieve paperwork to go to court but I need to pay processing fees and a payment is needed now to solve and stop this report and court issues to be placed on my credit report .