• Report: #1130673
Complaint Review:

ACS Incorporation

  • Submitted: Fri, March 14, 2014
  • Updated: Fri, May 09, 2014

  • Reported By: crsj78 — Wichita Falls Texas
ACS Incorporation
Clearwater, Florida USA

ACS Incorporation Morris Anderson Sr. Investigation Officer (Department - Law & Enforcement) I am being accused of a DEFAULTER ON CREDIT and ALLEGATIONS AGAINST me: (1) VIOLATION OF FEDERAL BANKING REGULATION (2) COLLATERAL CHECK FRAUD (3) THEFT BY DECEPTION Clearwater Florida

*Consumer Comment: Scam

*General Comment: ACS and their aliases

*Author of original report: Thank you all for the info

*Consumer Comment: ACS is a common scam

*Consumer Comment: It's a TOTAL, vicious scam to scare you into paying something you don't owe.

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I just recieved an email stateing that I will be prosecuted "for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet." When I replied to the email asking for this matter sent to me in writing, they refused and told me "We will show you in the court ok good bye." First off, I have no idea what court they are even referring to, as it is repeated many times. Secondly, the language used in this and other emails seems "off."

Case File No:______ 
Total Outstanding: - $945.65 
Loan Company: - ACS INC.  
As we put your SSN into our National Checking Database System, we foundthat you have been never charged for a fraud activity & that is the reason Court has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and SSN. Now if you want to take care of this issue than you have to pay an out of Court Restitution Amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = Restitution Amount which is $945.65 or else the lawsuit amount which is about $4203.86 WILL BE DOWNLOADED AGAINST YOU. If you want to settle this matter today itself, then you can get some percent deduction on the Restitution Amount and you can take care of this issue by making the payment of the Settlement Amount today. You have to send us a promissory note to stop your case file temporarily out of the court house. So get back to us ASAP. We are very sorry to say that you are going to be legally prosecuted in the Court House within seven days. Your SSN is put on hold by the US Government, so before the legal charges get really serious against you, we are notifying you about these legal charges. But as we were not able to reach you so we are sending you a final notification Email. Your case file#______; and since it's a legal matter you will need our help, so call us right now to make a payment and freeze down this case.   AS YOU ARE A DEFAULTER ON THIS CREDIT, UNITED LEGAL INVESTIGATION BUREAU HAS STATED three SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE: (1) VIOLATION OF FEDERAL BANKING REGULATION (2) COLLATERAL CHECK FRAUD (3) THEFT BY DECEPTION Now, this means a few things for you. If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred. The Factual Basis for the complaints is as follows:   You accepted to return the funds from this aforementioned advancement as per contract. And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value. At present, ACS INC is seeking either of the following remedies: All funds to be returned as per terms of initial contract. Dear CUSTOMER as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know when you can pay the requested $945.65 to settle this case. This is our final notification to you as we found you to be a genuine person as told you before. You can resolve the issue by paying out of Court Restitution Amount/ Settlement Amount as decided by the Court House. You have to give us a flat answer without any excuse. If you want to resolve this matter then contact us immediately during working hours. (Monday to Friday 9.30 am to 5 pm EST) on +1 904 413 0400 or reply back to this email. NOTE: THIS CASE IS UNDER INVESTIGATION UNDER CREDIT BUREAU. ACS | Privacy | Terms of use 


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This report was posted on Ripoff Report on 03/14/2014 12:01 PM and is a permanent record located here: http://www.ripoffreport.com/reports/acs-incorporation/clearwater-florida-33758/acs-incorporation-morris-anderson-sr-investigation-officer-department-law-enforceme-1130673. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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#1 Consumer Comment


AUTHOR: Boriquisi - ()

I got an email as well from Morris Anderson of the Anderson Law Group. It reads as it follows:

Dear Debtor,

Kindly verify your mailing address, as we are going to send you important documents, so we wanted to confirm the mailing address before we send any of those papers.

Just to remind you, this is regarding the e-mail we sent you earlier and we did not receive any prompt response from your end to set up the payment and to avoid the charges.

For any questions and concerns, do get back to us so that we can help you with a solution if indeed you want to get rid of the consequences. You can e-mail us back. We work from 9 AM EST to 6 PM EST.

Thank You

Morris Anderson,
Sr. Investigation Officer
Anderson Law Group
(607) 264-2015


This is not the first I received an email of this kind, I don't call because if an legal matter they would send you a letter not an email so unprofessional


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#2 General Comment

ACS and their aliases

AUTHOR: mjs - ()

ACS Incorporated also uses the company names of US Legal Services of Florida, American Law Center of New York. Depending on which company the names are always George Wallace, Craig Washington, and Mark White, and the list goes on. They originally told me that they would settle for $898.51, the next day it went up to $6,175.00. Because I blocked the Florida area code number, now they are claiming to be the criminal investigation unit from the White House, Washington DC and I face immediate arrest. Best of luck to you. 

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#3 Author of original report

Thank you all for the info

AUTHOR: crsj78 - ()

I have already filed a complaint with the BBB, which had 87 complaints already filed on them. I also filed a complaint with the Attorney General of my state, but I'm not sure if I need to also file one with Florida (it only seems logical to file with Florida, right?). And as far I have read from the BBB, what they are doing is illegal and against the standards a debt collector is to follow. It is far more fascinating that this group is trying to dupe people with such bad legal terminology. "The Court"...really?? I've been summond before but it was always in writing, never in an email. I hope these crooks get the proper actions taken against them, cause I can only assume they've been successful in scamming others out of money. I appreciate all your responses!

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#4 Consumer Comment

ACS is a common scam

AUTHOR: FloridaNative - ()

You are right, the language in the email sent to you is "off". The entire email is a scam designed to get you to send the scammer money via an untraceable method. If you search through here on this site you will see the various iterations of this long running scam. You were smart enough to come here first. Best to ignore the email. If you want more info, go to FTC(dot)gov and check out the scam section.

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#5 Consumer Comment

It's a TOTAL, vicious scam to scare you into paying something you don't owe.

AUTHOR: Ken - ()

It's being done at an ever increasing rate from likely India.  Sorry you're having to deal with these low life scum.

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