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Report: #396220

Complaint Review: ADVANTA BANK UTAH - Salt Lake City Utah

  • Submitted:
  • Updated:
  • Reported By: Dunnellon Florida
  • Author Confirmed What's this?
  • Why?
  • ADVANTA BANK UTAH PO Box30715 Salt Lake City, Utah U.S.A.

Advanta Stealing without using a gun Salt Lake City Utah

*UPDATE Employee: social security info........

*Consumer Comment: RE:

Show customers why they should trust your business over your competitors...

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I filed a report awhile ago and have read all the recent reports on this b*****d company but the only so called actions suggested were to"contact government agencies", "your reps", "the media","BBB's", etc.
But in reading all reports I ave seen no PROGRESS or resolutions posted!
I can only assume then that no one has succeded in any action against this terrible company.
Is this correct?
I for one, a WW2 vet , 82 years old but still able to see what is happening in this country we gave our lives too,cannot believe that we can stand by and let this thievery go on!
I reluctantly am considering Chapter 7 as the only way to "stick it to them"
since some of the charges made to ADVANTA was for medical and we cannot afford to continue any more charges.
Since they will not listen and reduce interest than they CAN LOSE IT ALL!!!!!
If anyone has a better solution or idea please answer this reort.
Thanks

Al
Dunnellon, Florida
U.S.A.

This report was posted on Ripoff Report on 11/30/2008 01:48 PM and is a permanent record located here: https://www.ripoffreport.com/reports/advanta-bank-utah/salt-lake-city-utah-84130-0715/advanta-stealing-without-using-a-gun-salt-lake-city-utah-396220. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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0Employee/Owner

#2 UPDATE Employee

social security info........

AUTHOR: Cat - (U.S.A.)

POSTED: Sunday, November 30, 2008

Like the previous poster said, if soc security or disablity is your only income it can not be garnished. You are considered "judgement proof". At your age bankruptcy would be my last choice. All they can do is call and try and make your life miserable. Put a call block on your machine and have voice mail pick up. That way you do not have to talk to them. Unfortunately Advanta has done this for many years, but since the economy issues they have stepped up this type of action of late. They closed my account many years ago and I had never been late on it. They just did not like that I had other accounts and felt I was at risk. However, it was the best thing they ever did to me, I paid it off as well as my other cards. I closed all my credit cards and no except for my house loan I have no debt. It truly was the best thing I ever did.

Don't let them bully you. Take charge and put a call block on your phone and let your machine pick up their calls. If you can not pay , you can not pay. Life is too short to let them bully you. Perhaps you can pay when you are able, but your house, utilities are more important. Good luck!

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#1 Consumer Comment

RE:

AUTHOR: John - (U.S.A.)

POSTED: Sunday, November 30, 2008

One person cannot take down a multi-billion dollar firm by filing for Chapter 7

FYI: If Social Security is your sole source of income...they can't garnish this amount.

This problem could be solved by bringing back usury laws in the USA...but that would require a politically aware and involved electorate that has the ability to see beyond the smokescreen distractions thrown at them by the ruling elites....This is not going to happen.

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