Allianz Global Assistance Allianz Travel They denied my insurance claim for even though I submitted proof of having to be in court during the time I purchase insurance for a trip I planned for myself and my guest Richmond, Virginia

They might as well took a gun and rob me.
- Are you sure that isn't what your Girlfriend did?

In all seriousness though, Travel Insurance will provide coverage for specific reasons. But it also will only provide coverage for events that would be considered unforeseen and avoidable.  So what was the reason they denied the claim?  Was it because of the court appearance?

If so, court appearances are generally covered, however the reason of the court appearance also matters. For example if you booked a trip knowing you had Jury Duty on that same date, insurance wouldn't cover that. But if you booked the trip a year before you got called for Jury Duty it would be. So it could be seen that your Girlfriend put herself into a situation that was avoidable or known when the trip was booked.

You didn't say what she has been charged with, but having several court appearances in a month suggests this is probably something more than your typical Minor Misdemeanor charge.

Good Luck..