Report: #588637

Complaint Review: ALLSTATE FINANCIAL SERVICES

  • Submitted: Thu, April 01, 2010
  • Updated: Sat, October 16, 2010
  • Reported By: Michelelyle — Port Saint Lucie Florida USA
  • ALLSTATE FINANCIAL SERVICES
    1050 E Flamingo rd
    Las Vegas, Nevada
    United States of America

Show customers why they should trust your business over your competitors...

   Receive a call from a reprensentative of ALLSTATE FINANCIAL SERVICES from a Mr Taylor to make a settlement on a credit one account debt. I owed in 4 payments  of $222.00($888.00). For The 3rd payment I had called and talked to reprensentative and atempt to explain that I chould not pay this week , but wil pay next week no problems.  For 45 minutes talking to him,He explained that the debt is due by certain date,or they would garnnish my payrol checks. I told him that i would make the payments he said you are sure you will pay, I said yes. Next morning by surprise they took the money with out my authorization leaving my account short. On the last payment they took too much money in the amount 74.34. I called and talk to Mr Green explaine what took placed. Mr green check the account and agred that too much money was taken.Mr Green told me that would put it back. I waited two weeks for the the money & I called to get information on it it was not in the account.Then they said will mail a check, but no check as of today 4,1 2010 and still no money. I,ve called then several times & they are rude sometimes they hang up on us. I sent a report to the better business bubeau and now waiting for a response. How Can i get help.

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This report was posted on Ripoff Report on 04/01/2010 09:04 PM and is a permanent record located here: http://www.ripoffreport.com/reports/allstate-financial-services/las-vegas-nevada-89119/allstate-financial-services-allstate-financial-services-collection-las-vegas-nevada-588637. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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#1 Consumer Comment

Steve is right

AUTHOR: Steph - (USA)

Steve is right . If the have your bank imformatoin  do a stop payment then close the account and reopen it with new #s. .

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#2 Consumer Suggestion

NEVER give ANY debt collector your bank acct info!!

AUTHOR: Steve - (U.S.A.)

This is rule number 1 when dealing with any type of third party debt collector.

NEVER give ANY debt collector your banking info!! Never even pay them with a personal check or credit card because they keep all of the account info on file and can wipe you out any time they feel like it. If you ever want to pay a third party debt collector, do it ONLY with a generic money order, or a cashiers check from a bank that is NOT where you have your account.

FYI...They CANNOT "garnish" any bank account or paycheck without first suing you and winning, and then getting a judgement against you from the court.

File a fraud complaint with your bank to get the money back, and also file complaints with the FTC and even consult your local DA to file criminal charges.

FORGET the BBB! They are absolutely useless and have no power at all to do anything for you. After all, they are a FOR PROFIT business. They are NOT any form of government agency or consumer protection organization. The BBB is a SCAM.

NEVER speak yo ANY third party collector on the phone. Demand that all communications be only in writing, even if it is just email, so you can keep a record of what was discussed, and of any promises made. ALWAYS document everything!!

 

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#3 Consumer Comment

Allstate Dont pay them..

AUTHOR: John Cain - (United States of America)

They called me about a payday loan threatened me with a supena that doesnt exist. They gave my mom and my sister my personal information. They violate every fdcpa law in the country. I contacted a lawyer that sues collection agencies,and I am now suing these fools. Dont pay them just ignore the call they use all kinds of phone numbers with different area codes or it comes up unavailable. Save the voicemails,and contact a collection attorney they sue the company dont charge you anything upfront,and they collect from the collection agency,and pay you out of the settlement. This agency threatens the law against you,but you dont go to jail for a payday loan.  Dont let them bullie you just hang up on them. Payday companies do not prosecute they have to follow guidlines,and one of the guidlines are they do not sue for payday loans.  Do the research so when these idiots call you will no they are idiots.
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