Report: #447471

Complaint Review: Americredit

  • Submitted: Wed, April 29, 2009
  • Updated: Wed, April 29, 2009
  • Reported By: Dickson Tennessee
  • Americredit
    P.O. Box 78143
    Arlington, Texas
  • Phone: 800-284-2271
  • Web:
  • Category: Banks

Americredit will not work with anyone to keep your vechile Arlington Texas

*Consumer Comment: Don't expect much from subprime lenders

Show customers why they should trust your business over your competitors...

I have fallen behind on my payments and tried to work something out to refinance or defer a payment, they are not willing to do that. I have paid 2 yrs. on a 2006 upland and have paid more insterst then principal. Last month
I paid $265 dollars on principal & $190 on interest. The month before I caught up my payment and I paid $373 on principal &523 on interest. They are not willing to work with me to get my payments where they r not late. This is not much of a company if you ask me.

Dickson, Tennessee
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This report was posted on Ripoff Report on 04/29/2009 11:32 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment

Don't expect much from subprime lenders

AUTHOR: Flynrider - (U.S.A.)

Americredit is a subprime lender. That means when you took out the loan, you probably had bad or no credit (and payed a hefty interest rate for the privilege). Subprime lenders are the "last chance" lenders of the auto industry. Since the loan is considered a high-risk from the start, they expect you to pay on time, every time. A borrower with a poor history is unlikely to get a break with this kind of lender. In their eyes, you already had a few strikes against you when they gave you the loan.
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