AOL billed my debit card for three years after I cancelled AOL dialup. No permission to do so. No assistance. Dulles Virginia

Let me see if I understand this...you had AOL dial-up service which you decided to cancel.  This cancellation by you was THREE YEARS AGO.  The price of said service, as per your statements here, was greater than $40 per month.  At that rate, the amount deducted from YOUR checking account would be OVER $1,400!!!  My question to you is since this involves YOUR MONEY in YOUR CHECKING account, why did this go on for THREE YEARS?  Let me guess...YOU don't keep a check register with an on-going running balance; YOU never balance your checking account with bank statement figures which YOU DON'T READ!  Anything can be happening to your checking account because you don't do any of those COMMON SENSE items in managing your own finances!  Anybody with half a brain would have been aware of this deduction the FIRST MONTH it happened.  There is NO POSSIBILITY from the bank's perspective the bank will reverse the debits because of YOUR lack of management of your own account!  There are time limitations under law for that!  You may be able to go back 60 days.  It will only be out of the "goodness of AOL's heart" they will refund you, provided you can prove cancellation. 

Absolutely incredible times 36!