Report: #503612

Complaint Review: BANK OF AMERICA

  • Submitted: Sat, October 03, 2009
  • Updated: Wed, March 05, 2014
  • Reported By: tylor88 — Bakersfield California USA
    Bakersfield, California
    United States of America
  • Phone:
  • Web:
  • Category: Banks

Show customers why they should trust your business over your competitors...

So my boyfriend started his bank January of this year and we had no issues with it till we started using the debit card more offten. I noticed that my balance would shift around and I got onto my online banking and noticed that there was an overdraft fee. I called the bank and asked what it was for I had a negative of $32 I do belive and they said I had made a purchas with NSF and first of all I was supposed to have overdraft protection. but that didnt kick in I had verbal comfrimation that if I was short money my card would not work. However I asked if the deposit I made had gone through yet and they said it was made after the Overdraft. I assured them I went to the bank on my way to the mall and there should still be about 40 in my account. After making the lady read me off the time stamp on my deposit and on my purchuse go figure it was a comuter error so they dropped that charge.

 A few months had passed and we had a few issues but nothing they would fix after a few yelling matches. [continued below]....

..... Then we decided to go down to LA for my boyfriends birthday and we had about 200 in the account. So I stopped and got gas at a local gas station and we headed out. we got there and I think I made 3 transactions and I got on the phone just to check the balance and we where overdrawn 9 bucks at the time. So we didnt stop to eat and we just came home. As soon as I got to town I made a deposit with the rest of the cash that I had and when I called in the next morning I was over drawn 70 something bucks. I was amussed at how they managed to come up with this amount so asked them to lay it out for me. They explained that several things had not posed till a few days after they where bought and that I understood I spent maybe 150 or so in the past few day including out of town but the manager made it very clear that I had apaerantly bought things without remembering. So from what they told me my account had overdrawn when I got gas that moning but I didnt see how that was possible seeing as how I made sure there was money in there 20 minutes before at 7AM.

Basicly by the end of their jerking me around I paid the 70 to save my credit and bank record and as soon as I got done I went and cashed my check and pulled it all out and took my business elsewhere. They told us it would take a few days to close out the account but since the notes where on there I wouldnt have to worry. Till I got another bill from them with yet another overdraft fee from them charging their monthly service dues with no money. So I called yet again and asked what was going on and they said I didnt close the account in time and I knew when the charges where due. So they made it clear that it was my problem not theirs. So yet again I shelled out my own money and paid it. All was said and done and the checking was closed. However I get another bill and I call again and tell them I'm not paing it and the lady calms me down and says "We understand we are not charging you for the checking account that is already closed. You didnt close your savings account." So I went and closed out everything but not without them charging me 90 bucks whick one of those fees should have been canceled and I have paperwork on that.

Its amazing to me that no sooner than when they lose bailouts its the very people that still trust these morons with their money that start getting robbed blind. I'm discusted by their actions and morals as a company.

Something must be done with Bank of America and its shady work ethic. I guesse its true what they say. THE BEST WAY TO ROB A BANK IS TO OWN ONE. I for one am sick of paying their way and would like their gruby hands out of my pocket.

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This report was posted on Ripoff Report on 10/03/2009 04:18 AM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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#1 Consumer Comment


AUTHOR: Karl - ()

There is at least one person who believes that the banking sector should be cut by 80%. Feel free to 'Google' this- MUNGER: CUT BANKING SECTOR 80%, and watch it on the web.

Cutting the U.S. government by 80% and eliminating Wall Street altogether would be a good idea too. The U.S. government and Wall Street are the main reasons that there are so many problems in the USA and all over the world, in my opinion. They both serve and protect the Central banks in the USA and in Europe. Maybe future generations will be able to look back and understand that any society based on 'debt' was eventually destined to fail.

Finally, make sure to 'Google' this- THE ASCENT OF MONEY PBS, and watch the episodes entitled 'From Bullion to Bubbles' and 'Bonds of War' on the web in order to understand what is about to happen in the USA and all over the world. Good luck to you!

"Knowledge is power."


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#2 Consumer Comment


AUTHOR: Karl - (USA)

Here is a quote from Consumer Comment #1 at this Ripoff Report: "It wouldn't surprise me if a new 'Law' is passed someday soon preventing Americans from TELLING THE TRUTH."

Make sure to 'Google' the following and read the related articles and watch the videos on the web-


Conclusion: It isn't against the law for an American to tell the truth, unless you work for the U.S. government and you are exposing corruption.

Have a great week!

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#3 Consumer Comment

Update for Tylor88:

AUTHOR: Karl - (USA)

In the P.S. at Consumer Comment #3 at this Ripoff Report, it should say that if you type in- STOP RUNNING RIPOFF, it will take you Ripoff Report #269041 where you can read what is posted in Consumer Comment #3 entitled "Blame it on a Lawyer".

Have a great weekend!
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#4 Consumer Comment


AUTHOR: Karl - (USA)

You can also stay at this site and type in- GOOD JOB PIANOMAN, and that will take you to Ripoff Report #271454. The collapse of the U.S. economy and the stock market crash were accurately predicted in Consumer Comment #1 on September 3, 2007. That was a full year before the collapse took place.

Here is how the third paragraph of Consumer Comment #1 starts-

QUOTE: "The Collapse of the U.S. economy is in its infancy. Get all of your money out of the stock market and cash in your retirement NOW!" - September 3, 2007.

Fact: One year later, in September of 2008, the stock market crashed and the banking system collapsed. Several large Wall Street firms also collapsed and had to be bailed-out with hundreds of billions of dollars in taxpayer's money from the TARP, along with many of the big banks. On September 29, 2008, the Dow Jones lost a record 777 points. The financial system in the USA and all over the world melted down.

You can 'Google' this- FRONTLINE: INSIDE THE MELTDOWN, and watch that documentary on the web for proof.

P.S. If you stay at this site and type in- STPOP RUNNING RIPOFF, it will take you to Ripoff Report #269041 where you can read what is posted in Consumer Comment #3, entitled "Blame it on a Lawyer".

Have a great day!
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#5 Consumer Comment


AUTHOR: Karl - (USA)

is available at this website!

*Just type in 502469 and it appears as 'Consumer Comment #4' at Ripoff Report #502469.

P.S. Anyone can stay at this site and type in 269041 and go to 'Consumer Comment #3' entitled- "Blame it on a Lawyer" and read what was stated on August 21, 2007. That consumer comment was posted thirteen months before the collapse of the banking system and the stock market crash, which occurred in September of 2008.

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#6 Consumer Comment

Tylor88, Not only are the banks 'crooked', but the LEGAL SYSTEM in the USA along with the MAINSTREAM MEDIA in the USA are....

AUTHOR: Karl - (U.S.A.)

'CROOKED' and will do everything in their power to PROTECT the 'crooked' corporations in this country. Believe it or not, the Mainstream Media & the Legal System in the USA both knew about the 'potential' COLLAPSE of the U.S. economy & the 'potential' stock market CRASH well before it took place!!!

HOWEVER, since the 'crooked' corporations are the ones who keep the 'crooked' Mainstream Media & the 'crooked' Legal System in this country paid with the advertising revenue & the retainers that both of them receive, Americans will continue to be SCAMMED & FINANCIALLY INJURED, & DECEIVED by all 3 of them.

It wouldn't surprise me if a new 'Law' is passed someday soon preventing Americans from TELLING THE TRUTH. You see, if the TRUTH continues to be exposed in the USA it will COLLAPSE this country because the foundation of America is solidly built on- LIES, DECEPTION, FRAUD, MANIPULATION, GREED, EVIL, TRICKERY, DEEP CORRUPTION, & the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT PEOPLE LIVING IN AMERICA, & the INNOCENT PEOPLE LIVING ALL OVER THE WORLD.

I'm glad that Chicago was ELIMINATED in the first round for the Olympic Games in 2016. And I'm glad that Tokyo was eliminated too. The two so-called "power-houses" (when it comes to their economies) can't seem to understand that without LIES, DECEPTION, FRAUD, GREED.......... & all those other elements, that their economies don't function very well, wouldn't you now agree? 

The USA will always be #1 and will always be the Gold Medal winner when it comes to FRAUD, CORRUPTION, GREED, DECEPTION, TRICKERY, LIES, EVIL, MANIPULATION, & the CONSTANT PURSUIT TO FINANCIALLY INJURE THE INNOCENT. That being said, the USA is guaranteed 9 Gold Medals in 2016!

P.S. I like to back-up everything I say, so 'Google' this- RIP OFF REPORT GM CREDIT CARD SERVICES, and go to Betty's Rip Off Report about her interest rate going from 10.99% to 32.44% and then read the '1st Update' to her report that was posted on 9/3/2007. Read the quote that starts like this- quote: "The Collapse of the U.S economy is in its infancy. Get all of your money out of the stock market and cash in your retirement NOW!"

Then 'Google' this- RIP OFF REPORT FUEL FREEDOM INTERNATIONAL MPG CAPS, and go to the 2001 Toyota Tacoma Rip Off Report and then to the 'Update' entitled- "BLAME IT ON A LAWYER", and read the entire Update.

GOOD LUCK TO YOU, & keep SPEAKING-OUT before a new 'Law' is passed in America making it a CRIME to TELL THE TRUTH!

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