Barbara Seif livingwellprograms.org/LIVINGWELL CONSULTINGBARBARA SEIF 1-631-223-6579 Highland Lakes, New Jersey 07422 USAlivingwellbr@aol.com oceansapart100@aol.com Scam, Fued, Do NOT give money, EXCUSES, SCAM ARTIST Highlands New Jersey

These complaints were  disgusting. My programs ran.  All money was returned. I'm not a thief but a professional who was injured and life timed my members at low rates to say thank you. The woman with the jewelry got all money back in the time frame I promised and she was vicious and out of control. The first woman changed her my mind while programs were running.  All got full moneY back. I was harmed injured here . This was unfair and cruel. Im sorry I was injurbelieve believe in my programs.  

Refund was given. Programs are running and well liked. I'm a dedicated owner who was injured and my reputation is being ruined over an angry person who is unreasonable.  This is unfair and morally wrong. I'm guilty of Injuries and life timing my accounts in to say thanks . my god this is a moral shame 

Another great 6 hr event took place with my members today . Wonderful networking  event with great praise.  So much interaction and great lectures. My program has had sso much praise after my injuries. 

I'm a close friend of barbaras who witnessed all the horrors of all she has been thru . I watched her manage her company with all the legal proof of her claimed injuries. These were no excuses. I witnessed her dedication in running networking programs after her 2 car accidents in rehab via nationwide insurance. She is honest and had a very unfortunate year . She never tried to hurt anyone . The accident in her home is legally signed by the property manager of her home taking responsibilty for her companies losses.  It's a shame what  she endured 

1. I near refused paying you back. 2. I waited less tHan a week to send a check 3 you didnt see the post date please .it was circled and a letter was attached . 4 I tried to calm her on the phone as a professional - she carried on Threatening me -why? Because I agreed to give her a refund . 5That wasnt good enough . I mailed immediately today cancelling appts . I wanted her to have her money. Even with that she's not satisfied ? Why? I have wonderful emails from my accounts re my business . Sorry I had an emergency and was injured . I never could hurt anyone intentionally.  I've dedicated my life to human service.  Sorry I'm not perfect but I care 

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Would like to answer 2 more accusations that I missed in the last complaint .  She said how can a company be short in cash! Very simply its the same reason Im telling the truth.My injuries took

place and im trying to get back on my feet. Once again all occurred and legally documented . I've paid people back even at the expense of my health care insurance / Scammer ., sorry I'm not. My programs are great and I'm proud I endured .Secondly, she said I have excuseS. No I had real reasons to delay expos -I couldn't walk or move my hand after 2 car accidents and a fall in my home . All is witnessed and documented . My accounts were lifetimed in as a thank you for being so kind . The woman who last filed this rip off report was out of control both on the phone and in email. I did return her money and will return the last $80 dollars timely . She demanded a pay pal deposit or else by 12 pm today. I mailed the money - $220 at 1pm canceling business appts. This report  was unfair . If I said no refund - that's another story. The check bounced because it was post dated w a letter . She ran it to the bank without calling. I then issued an immediate two part refund in solid money order form

 This is be my last post and contact with Barbara Seif...I was not going to respond but decided to because again more excuses and no accountability.

I do sell jewelry! She kept me "exclusive" because I did not fit into being a part of a WELLNESS EXPO! Again another way to hook the bait...YOU ARE "EXCLUSIVE".  Shame on me...Red Flag!  Exclusive Jewelry Person at a WELLNESS FAIR do not fit in there but she made it seem SOOO great.  AWESOME TAKE MY $300 ... MY FAULT!

POSTED DATE CHECK...I deposited it. I didnt notice the date!  I got the check and immediately ran to the bank with it.  Any SANE person would do the same.

I did not threaten her...I gave her the OPPORTUNITY TO MAKE IT RIGHT under MY terms! is that a threat?  When you cant deliver the terms you may interupt it as a threat. But I did not threaten.  Did I yell....ABSOLUTELY! 

March 3, 2014 my conditions were a refund by the 6th or I would report her.  I got excuses and pleas for it to be Saturday March 8th SO i gave her until Saturday.  Saturday March 8th came and I got an excuse that it would be monday.  Monday came and I got an excuse that it would be Tuesday.  Tuesday comes and I get a tracking confirmation...Wednesday the check comes so I run it to the bank and deposit it!  ONLY TO FIND OUT IT IS POST DATED FOR A MONTH LATER....Who in their right mind would not yell! I YELLED...

And then I am suppose to let it all go now because she sent me partial payment?  Lady keep it!  You need it way more than I do!  She does not know how to run a business and she takes people on a run for their money!  I considered my money good as gone back in September when I handed it over to her.  I am a person that will take action and stand up...this will NOT happen again!  I am happy just letting people know...BEWARE SHE IS A FRUED! 

There are typos in my last report . I'm sorry . I couldn't find a way and correct. Nevertheless I wrote the truth.  My injuries were real and legally witnessed and documenteded. I have many great testimonials from my accounts of wonderful programming . I'm sorry I was hurt . I did the best under horrible conditions. I returned money and still was reported after being treated like an Animal . I care and I doing my best with a wonderful  program

I am an owner of a company that Im trying to build and believe in . I have documentEd and legal proof of the injuries of sustained both in my home and with two car accidents. This is in legal writing with my insurance co and at my home . Althree members of my program saw the disfigurement of my hand . I life timed my members I ibecause be I was injured and wanted To give back . I switched dates of my program dlegit a real injuries . 95 percent of my people understood . My expo ran I'm oct and I ran my networking on a consistent basis hurt . I have many wonderful testomonials of great programming. I tried tough tough physical conditions . I have returned money to people who weren't happy . Most were understanding. This particular complain't was from a women selling jewelry . I kept her exclusive my trade for many months in the program . When she asked for a refund in march 2014 I said ok. No date was sent for refund just a refund I mailed a check as I said I would post dated with a letter . This account nevEr called me first tdiscusses the date on the check. She went and put it in the bank . When it didnt clear I called her immediately and told her I was sending a money order for half the next day and the other half the following week . She was screaming and threatening me both in emails and over the phone . she demanded payment in her Paypal account by 12pm in Friday. This was impossible for me. She said thstbthriws I do what she wanted or she would report me as she did. I mailed out not $150 but $220 of the $300 on the refund. The remaiNing $80 is going out with a money order next day mail in less than 7 days. I emailed her a tracking number on both the money order and postage . Her email response was that she reported me and wrore this rip off report . I'm sorry I got hurt . I only want the best for my accounts n program . Circumstances are legally verified and true. I'm very upset n hurt because really care !