CAMCO ripoff Threats, vague info, terroristic threats, extortion Rockford Illinois

I just got a nifty letter in the mail.

sCAMCO admitted IN WRITING that they have no
proof whatsoever of the debt I supposedly owed.

They have stopped ALL COLLECTIONS and RELEASED me
of any liability.

The "debt" will not be re-sold (as if they ever
really bought it from anyone!).

They used the same bullshit lines that YOU'RE
trying to feed these folks Jay.

... your social is attached to this account.

You moron.

sCAMCO gets socials from Trans Union. Duh.

The ONLY information sCAMCO has is a name and
an old address.

THAT'S IT.

The rest is supplied by the reporting agency when
you crooks fabricate these bogus debts and pull
an inquiry.

IT'S IMPORTANT FOR SCAMCO TO KEEP UP A FRONT FOR
THE STATE OF ILL.

FILE COMPLAINTS WITH THE ROCKFORD BBB AND FOLLOW
THROUGH.

Pricks. I've paid EVERY debt I ever owed and you
expected me to swallow your crap.

Well...

Chow down you scum sucking honorless vermin.

Took me months and lots of letters and phone
calls on my days off but I DID IT.

I win.

You loose.

End of story.

Before you insult someone be sure you can spell and use grammar correctly moron! Otherwise you look like an idiot, but maybe it's to late for you in that regard. Where the hell is Evart anyway? (HINT: Read the report!)

I work in the credit industry so I know of what I speak. It's YOUR misconception here not mine or Ralph's. I was attempting to pass on some valid information to him and you had to step in with your SCUMCO attitude, grammatical errors, and 1st grade spelling ability just to hear yourself talk.

I tell you what bright boy, if SCUMCO calls me with a debt that is older than 7 years and no longer on my credit report you see what happens when I don't pay it...nothing. SCUMCO is all about scare tactics. It's the only way you and your greedy buddies can get any money. They have NO legitimate ability to collect on anything they do. It's ALWAYS the collector's responsibility to show proof of the debt not the other way around (except in your a*s backwards world Jay).

I'm sure you'll try and respond with some more brilliant explanations that make no sense and are unreadable by anyone with intelligence, but you go ahead and give it a try. Maybe someday you'll get it right (though I have my doubts)

The statute of limitations will vary depending on the state and the type of bill it is.

If it is a credit card account, it is defined as an open ended account. If it is a utility bill, sales and services contract such as phone bills, etc, or a repossession involving vehicle, mobile home it will fall under Uniform Commercial Code and generally has four year statutes of limitation.

Legally or morally speaking, no one is obligated to pay any collection agency one single dime until they have validated the debt, validated and can verify the accuracy of the amount of the debt, and can provide proof that they have the "Legal" standing to collect on a debt. That means they have to be properly licensed in your state if it requires it and they have to have valid assignment orders.

This is particularly important because many debt buyers will buy the debt but do not get the paperwork to prove the account and the accounts have been discharged in bankruptcy or they are mistaken identity (someone with similar names) or identity fraud (someone you know took out an account in your name, often exroommates, exfriends, exgirlfriends). Sometimes it was an address error on part of the original creditor. I can give examples but I am not going to waste the board times.

This is especially important to get legal verification of the debt and its veracity and the veracity of the collection agency when you are dealing with judgments as a collection agency may have been assigned the account or bought it from a collection agency that did not have valid assignment of the contract. In that case, you will pay the collection agency but the collection agency does not have the legal standing to vacate the judgment and you have paid but will have to pay again.

Do not ever in one single instance ever pay a collection agency a single penny until they can validate on all four areas. Do not send them a personal check. It is just best when dealing with Camco to send a letter advising them that the debt is past the statute of limitations and to cease all contact with you and then just record the violations. Camco cannot legally provide the necessary paperwork and proof that you need to properly settle and close out an account.

It is not ever the debtors fault. If you are going to buy accounts, you need to buy the paperwork with it to prove your case. This is the cost of doing business. You can't break the law and threaten and terrorize people because your company is too cheap to buy the proper paperwork and too cheap to properly screen their portfolios and only buy debt that can be validated and authenticated.

The statute of limitations will vary depending on the state and the type of bill it is.

If it is a credit card account, it is defined as an open ended account. If it is a utility bill, sales and services contract such as phone bills, etc, or a repossession involving vehicle, mobile home it will fall under Uniform Commercial Code and generally has four year statutes of limitation.

Legally or morally speaking, no one is obligated to pay any collection agency one single dime until they have validated the debt, validated and can verify the accuracy of the amount of the debt, and can provide proof that they have the "Legal" standing to collect on a debt. That means they have to be properly licensed in your state if it requires it and they have to have valid assignment orders.

This is particularly important because many debt buyers will buy the debt but do not get the paperwork to prove the account and the accounts have been discharged in bankruptcy or they are mistaken identity (someone with similar names) or identity fraud (someone you know took out an account in your name, often exroommates, exfriends, exgirlfriends). Sometimes it was an address error on part of the original creditor. I can give examples but I am not going to waste the board times.

This is especially important to get legal verification of the debt and its veracity and the veracity of the collection agency when you are dealing with judgments as a collection agency may have been assigned the account or bought it from a collection agency that did not have valid assignment of the contract. In that case, you will pay the collection agency but the collection agency does not have the legal standing to vacate the judgment and you have paid but will have to pay again.

Do not ever in one single instance ever pay a collection agency a single penny until they can validate on all four areas. Do not send them a personal check. It is just best when dealing with Camco to send a letter advising them that the debt is past the statute of limitations and to cease all contact with you and then just record the violations. Camco cannot legally provide the necessary paperwork and proof that you need to properly settle and close out an account.

It is not ever the debtors fault. If you are going to buy accounts, you need to buy the paperwork with it to prove your case. This is the cost of doing business. You can't break the law and threaten and terrorize people because your company is too cheap to buy the proper paperwork and too cheap to properly screen their portfolios and only buy debt that can be validated and authenticated.

The statute of limitations will vary depending on the state and the type of bill it is.

If it is a credit card account, it is defined as an open ended account. If it is a utility bill, sales and services contract such as phone bills, etc, or a repossession involving vehicle, mobile home it will fall under Uniform Commercial Code and generally has four year statutes of limitation.

Legally or morally speaking, no one is obligated to pay any collection agency one single dime until they have validated the debt, validated and can verify the accuracy of the amount of the debt, and can provide proof that they have the "Legal" standing to collect on a debt. That means they have to be properly licensed in your state if it requires it and they have to have valid assignment orders.

This is particularly important because many debt buyers will buy the debt but do not get the paperwork to prove the account and the accounts have been discharged in bankruptcy or they are mistaken identity (someone with similar names) or identity fraud (someone you know took out an account in your name, often exroommates, exfriends, exgirlfriends). Sometimes it was an address error on part of the original creditor. I can give examples but I am not going to waste the board times.

This is especially important to get legal verification of the debt and its veracity and the veracity of the collection agency when you are dealing with judgments as a collection agency may have been assigned the account or bought it from a collection agency that did not have valid assignment of the contract. In that case, you will pay the collection agency but the collection agency does not have the legal standing to vacate the judgment and you have paid but will have to pay again.

Do not ever in one single instance ever pay a collection agency a single penny until they can validate on all four areas. Do not send them a personal check. It is just best when dealing with Camco to send a letter advising them that the debt is past the statute of limitations and to cease all contact with you and then just record the violations. Camco cannot legally provide the necessary paperwork and proof that you need to properly settle and close out an account.

It is not ever the debtors fault. If you are going to buy accounts, you need to buy the paperwork with it to prove your case. This is the cost of doing business. You can't break the law and threaten and terrorize people because your company is too cheap to buy the proper paperwork and too cheap to properly screen their portfolios and only buy debt that can be validated and authenticated.

The statute of limitations will vary depending on the state and the type of bill it is.

If it is a credit card account, it is defined as an open ended account. If it is a utility bill, sales and services contract such as phone bills, etc, or a repossession involving vehicle, mobile home it will fall under Uniform Commercial Code and generally has four year statutes of limitation.

Legally or morally speaking, no one is obligated to pay any collection agency one single dime until they have validated the debt, validated and can verify the accuracy of the amount of the debt, and can provide proof that they have the "Legal" standing to collect on a debt. That means they have to be properly licensed in your state if it requires it and they have to have valid assignment orders.

This is particularly important because many debt buyers will buy the debt but do not get the paperwork to prove the account and the accounts have been discharged in bankruptcy or they are mistaken identity (someone with similar names) or identity fraud (someone you know took out an account in your name, often exroommates, exfriends, exgirlfriends). Sometimes it was an address error on part of the original creditor. I can give examples but I am not going to waste the board times.

This is especially important to get legal verification of the debt and its veracity and the veracity of the collection agency when you are dealing with judgments as a collection agency may have been assigned the account or bought it from a collection agency that did not have valid assignment of the contract. In that case, you will pay the collection agency but the collection agency does not have the legal standing to vacate the judgment and you have paid but will have to pay again.

Do not ever in one single instance ever pay a collection agency a single penny until they can validate on all four areas. Do not send them a personal check. It is just best when dealing with Camco to send a letter advising them that the debt is past the statute of limitations and to cease all contact with you and then just record the violations. Camco cannot legally provide the necessary paperwork and proof that you need to properly settle and close out an account.

It is not ever the debtors fault. If you are going to buy accounts, you need to buy the paperwork with it to prove your case. This is the cost of doing business. You can't break the law and threaten and terrorize people because your company is too cheap to buy the proper paperwork and too cheap to properly screen their portfolios and only buy debt that can be validated and authenticated.

You are such a liar buddy. You talk to attorneys about settlements? LOL. Maybe you settling your companys lost lawsuit. Then you demand the whole amount if they do not follow your orders. You, sir, are truly deluded. I wish to god I had a debt with your company and you collected because I guarentee you would get crucified in court and I would NEVER offer you a settlement out of court. You show or you lose. Trash. White scummy trash is all you are and ever will be.

First off for the rocket scientist from Evart, confirmation and you of course Ralphie baby (now i'm not sying it's fair)is rather irrelevant. Your name your SS# your bill. Stat of Lim is totally pointless cause even if the original didn't collect that doesn't mean the bill "no longer owed" because they failed to collect if that was the case CAMCO would never have been in biz in the first place rocket boy. Second off since it's your SSN it's your bill burden of proof to stop the annoying calls is on you not CAMCO. So once again my consumer suggestion is pay your bills on time and 12 years later they won't call because yea you're out of the limit of being sued for the money but not out of the limit of being driven crazy by annoying phone calls.
Second misconception:

You could of course threaten harassment but according to the FDCPA (fair dept collection practices act) harassment is defined as a feeling. If you can prove a harassment in court good luck.

Seek a lawyer and they will spin u in circles and make u think they can make they debt go away. Well they can't all lawyers do is call the collection agency make a few threats then try and negotiate the bill as best they can to get the best settlement they can. Trust me I sparred with a lot of lawyers on the phone and most of the time I if they took it to the level of a lawyer that meant I was yanking the settlement and in the end if u wanted to stop the annoying calls u now had to pay me the full balance of the account and your lawyer. Sounds kind of foolish to me but people went that route all the time and I promise u that I collected from every person who went and got a lawyer. So don't waste your time on them. The ones who are praying on people who have fallen on hard times are the original creditors lawyers and these debt consolidation agencies who just call and get a low settlement from the collector and then pocket the difference of the full bill not CAMCO they prefer to pray on those who are more finically sound.(u try collecting a bill from an old lady on SSI, not that it can't be done great way to get monthly payments). So now my suggestion if u have gone this route is fire your lawyer and call the slime ball collector and beg for the settlement back.
Third misconception:
It's not ScumCO you guys are so uncreative. It's SCAMCO. That's what employees call it, yea there are some real slime at CAMCO, this I will argue with no one about but hey dead beats who dun pay there bills are slime to so in my book it's fine to fight fire with fire I guess.

I see no one has taken me up on my offer to alleviate themselves of the harassing calls from CAMCO. I will still offer the same advice but it's no longer free as no one was interested in taken me up. Cash only thank you cause anyone who's dealing with CAMCO in my book is not reliable for credit. Well if you're interested in getting away Scott free with the goods and services u stole I'll be glad to give u one sentence that will send a collector packing faster than he can say "Go get your check book". Only reason I'm charging anyone is I figure most of u are scum just like the collectors and since I'm not getting my dime from the slimy collection agency I might as well get one from its slimey clients. Like they say vermin breed vermin so i figure it's dead beats like ya'll who made debt collection a thriving biz Oh and Ralphie baby, yes Mr. Othon is the devil in a 10k suit but man if you saw his wife you be the devil too.

In response to Ralph's question about the statute of limitations on collection accounts.

A collection will stay on your credit report for 7 years and then be dropped off. At that point the debt is no longer owed as the company failed to collect.

Here's the rub. Collection companies will scour old credit reports and 'revive' these old debts. Here's how:

They'll contact you seeking information and confirmation that you owe the debt in question. It is VERY important that when anyone speaks to a debt collector you give them NO information! If they cannot confirm the existence of the debt TOO BAD. They are flat out of luck.

Sadly too many consumers are unaware of this practice and will inadvertantly give the debt collector information they can use to bring the debt back to life and another 7 years to try and collect it.

Collection companies do have their place, but the majority are low-life scumbags that bother (always to excess) folks who have fallen on some difficult times.

Just remember when (and if) they call. DO NOT reveal any information about yourself! NONE! Frustrate the greedy SOBs to no end!

I have been in collections for several years now, mostly first party A&R stuff. Took a job at CAMCO cause like a lot of folks in Rockford, jobs are drying up as industry moves out. I lasted less than a month. The best CAMCO employee 1) has no morals, and 2) very little conscience. Worst job I have every worked in my life!

It is not polite to lie. You stated "Today however we are goin to cover the affidavit they sent u that oooooh so will stand up in court. Been there and done that one a million times. " Show me one time where your illegal affadavit would stand up in court. any judge would laugh them selves silly reading the dang thing. Maybe I will draft up my own affadavit stating you owe me 1 million bucks and I will sue you. Lord you are full of it. Your company does not even sue anymore. Do you remember that little Jeff Garrington article or can you even read? Here is the best part. There is a class action suit going on right now that specifically covers your bogus affadavits. If you like find my email and I would be glad to provide you the attorneys information so you can check it out for yourself. You had best walk a fine line because many consumers are starting to sue not only your crap company but the individual collectors.

You seem to have the ability to wax philosophic about identity fraud and what you would do if you were in the "debtors" position, however you either fail to answer or perhaps you simply don't have an answer for those of us who have requested that SCUMCO prove the debt that they allege they have a record of and are still after several months of waiting, have yet to receive a reply with regard to that proof. I have requested proof telephonically, via fax, via email and via return receipt requested mail, and have yet to receive said proof either at my address or my lawyers. Funny, that I have also not gotten a single response to anything once I advised them in writing by certified mail that all correspondence would be used as evidence of intent to commit fraud and that any and all phone calls in to my office and home were recorded. I'm thinking that due to the failure to respond to the voluminous requests that both my lawyer and I have made to them, pretty much smacks that they and you, just like everyone else who works at SCUMCO are full of so much feces. Again I invite you to contact Lisa Madigan at the Attorney Generals Office, and GET YOUR FREAKIN' FACTS STRAIGHT you arrogant, cretin, maybe after to speaking to the people who are developing a case against this "company" you'll finally get your head outta your anal cavity and get a reality check on what is and is not fact. And for the record I asked them to send me the proof of what they allegedly had so I could immediately send them a certified cashiers check, at the very least a copy of this alleged affidavit, and so did my lawyer, and we're still waiting for it. I'm thinking we're not going to ever see it because it does not exist.

Raphine baby sweet heart if you really didn't run the bill up then some moron ran it up with your name and soc #. You're not concerned about that? About someone committing identity fraud? (At a point in time that was probably once again b4 I was born back when identity fraud was about as common as a debtor who willingly paid there bills. Today however we are goin to cover the affidavit they sent u that oooooh so will stand up in court. Been there and done that one a million times.

That however is not the point of todays lesson. Once again we are going to go back to reality. More than likely your social securitey # is tied to the debt. Now if your Soc # was the one used to open the account please o lord please explain to me why your not hounding the collector for information on who might have been useing your name? If someone called me with my name and my Soc # i'd wanna know how they got it real bad. But since u seem unconcerned about that. Your a debter no doubt. They know that u paid taxes from that adress with that soc # thats pub info and they have acess to it so if the soc mathces your a dead beat. Not hard to figure it out. Now as for the people at CAMCO. Oh i agree slime of the lowest calibur. But u has to be pretty darn grimy to willingly be lied to.

Trust me it's easy to weed out real bogus debts. Soc doesn't match the address so forth and so on and so u doesn't call those people. But then there are dumb asses and u may wanna look into that. But if the Soc matches lets face it its identity fraud or you're a debtor. 9:10 of the deadbeats I called where just that and didn't wanna pay up. And as to weather or not CAMCO appears on your cred repot. They appear as an inquiry not as a mark against your credit. But any good creditor knows who CAMCO is and will deny you credit based upon that. (Close a 16k account like that once never even talked to the guy.) Yea I'd sue to if someone wanted me to pay a bunch of money I thought I wormed out of. Now I would like you to notice I am an ex-employee. Yea I know there slimy but so are debtors so u can only half fault them.

Anyways on to anyone who wonders why I would work for such a company. Simple they pay well. It was winter the detail biz was running so slow I could just work weekends and so my best friend put me up on this wondrous job where I got to get lied to all day.

It's pretty easy really, yeah the training is a joke and they system is rigged to run people through on a 3 month cycle. Keeps the government money rolling in doesn't yaw know. Yaw there dirty, but s%!t you folks don't pay your bills so I guess we'll all keep stealing money. Oh and by the by, if anyone wants to know how u can get them to leave u alone with a few simple words feel free to e-mail me at the listed address.

Look Jay,

I settled my debt 9 years ago regarding the account CAMCO is alleging I owe. What I did was not in not paying my bills when I was younger was not a federal violation (yes, I was irresponsible once. Should we talk about your flawless record as a human being). What CAMCO is doing to me is fraud and is against the law.

LOL.

Jay,

The fact is, you say yourself that CAMCO cannot prove this debt is valid. Paul, from CAMCO indicated that this debt was from the early 1990s yet he gave me addresses that apparently Barclay had tried to contact me at. While I did live at those addresses, I lived in the Federal Republic of Germany during the early 1990s. So it would be impossible for me to have opened an account at an address in Kentucky while I was in Germany. I was in Germany because I was, and still am, in the Military; a job which I've held for over 17 years. So your comment that I have problems holding down a job or paying my bills is way off base since I have a very good credit rating. I don't know what information you seem to think would prove this bill but I have always paid my bills so if Paul can prove it, why has he not called me back? In fact, all he has done is sent me an affidavit and assignment fax. But he has yet to contact me again. If CAMCO is so sure that I owe this bill, and that it is still valid, why don't they take it to court?

Here is a question to all. What is the statute of limitations on a charged off bill? Jay, you seem to think you are so smart, tell me where to find they answer to this question. If this bill were legitimate, then I would have at least remembered it, don't you think? And, I would have lived in the area where Paul indicated I lived, at the time I lived there and ran up this bill.

The fact is CAMCO has shady business practices at best and most likely illegal ones.

Are you serious? Give me a break, your post comes off as both illiterate and ignorant, not to mention contradictory. What CAMCO does is illegal, plain and simple. It is illegal based on Fair Credit Practice law, and it is illegal because it is simple extortion, add to that the SOL running on EACH, and EVERY ONE of their alleged collection accounts and what you have is a boiler room, in the basement of some warehouse building staffed by a bunch of people LIKE YOU who have the education of a really severely mentally challenged 1st grader, zero social skills, no ability to get a BETTER JOB, and try to use mafioso tactics to threaten people into submitting to them. Your post admits that their tactics are "somewhat" questionable, so obviously you are not SO stupid and ignorant that you don't realize the illegality of their actions and yours while you worked for them. You also have the unmitigated gall to call people who have been threatened by them on debt that doesn't even exist like the one I was threatened with, thieves??? Excuse me when I tell you that your definition of a thief is quite inaccurate, however, let me enlighten you, go to your bathroom and take a good long look in the mirror and you will see the picture of what a thief looks like. If you have any question about the legitimacy of this company I suggest STRONGLY that you call Lisa Madigan at the Illinois State Attorney General's office and chat with her about the several hundred cases they have pending against SCUMCO and various employees for a variety of things to include extortion, racketeering, and fraud, and I also suggest you call the State Attorney's offices of the other states which Ms. Madigan is in touch with who also have several hundred complaints against SCUMCO for much the same thing. Therefore, my suggestion to you Mr. Jay is that you stop talking so much drivel out your anal cavity and get a reality check - SCUMCO is going down and it is now only a matter of time before it does. After I was called and threatened with MOLESTATION OF MY PERSONAL BODY AND IN NOT SO MANY WORDS RAPE, and I called them back and told them that I have their calls on recording and had filed reports for terroristic telephone calls in Illinois and California and told them that I was filing suit against them they disappeared. I have not heard from them since, even when I faxed them a final letter and told them to be very aware that every incoming phone call to my home was recorded and that any and all correspondence would be used as evidence against them for intent to commit fraud sine I had several letters from BofA stating that the debt they allege I owe is false. So put that in your crack pipe and smoke it you illiterate, arrogant, pusillanimous, self-serving, uneducated, loser. You have a lot of nerve posting what you posted here, and your are reprehensible for attempting to even defend the people connected to CAMCO/SCUMCO like you did. I strongly suggest to you, that you make that phone call to Lisa Madigan and get your facts straight and quit proving to the world how truly ignorant you are by opening your mouth and waxing philosophic about your theories of thieves, and calling foul at the law. MAKE NO MISTAKE there is NOTHING legal about CAMCO on any level and by posting what you did you have removed all doubt from the minds of anyone who has encountered them that everyone connected to CAMCO/SCUMCO as an employee are simply not educated, trailer trash, with too much time on their hands. You know the old saying better to keep your mouth shut and have people think you are stupid than opening it and have them all KNOW you are.

I will try and overlook your obvious 8th grade education as I attempt to read the destruction of the english language you posted. I have never heard of a single collector from Camco who was not a total scumbag. You have proof of the debt? LOL LOL. You guys do not have squat and you know it. There is a class action suit building because of your bogus affadavits of assignment which would never hold up in court. Nobody at Camco puts the tradelines on credit reports because it is illegal but you sure do threaten it. Nobody sues at Camco because it is illegal but that never stops your collectors from threatening legal action(illegal I might add). Most of the debts never belonged to the person to begin with or were discharged in BK. I wonder if Jay is your real name and if not do tell what your ficticious camco name is. Steven Thomas maybe? He gets the scumbag soon to go to prison award of the year. I am up to over 1200 emails from victims of your company. A guess all of those came from a 'few hahaha' underhand employees. Get real.

Jay you are an ignorant asswipe.

This is the people you are dealing with at scumco.
That was almost unreadable.

Listen carefully you retarded, brainwashed, barely literate bottom feeding dickhead.
The money you losers collect is not going to the original company who the money might or might not be owed to.Please stop making it sound like you are doing charity work.I'd rather stick a fork in my eye than give you people a dime to put toward your "hoopty's"

DO NOT GIVE THEM ANY PERSONAL INFO. EVER.
They will empty you bank account.
They will ruin your credit and good name.
They will forge your signature.

Fight them.

Jay, I have some absolutley free advice for you. Go back and get an education. If this is typical of most CAMCO employees (which it is), then we have no worries of sCAMCO. Selective morality? Jay, get a life and a real d**n job!! Better yet, go back to school and learn to spell and then get a real job. Hey Jay, you really think most people are going to pay you crooks any money without proof that they owe that money? If so, give me your phone number and I'll call you and tell you that you owe me a couple thousand dollars and tell YOU to prove it, but in the meantime, you PAY UP buddy, because you are a deadbeat!! You people are a joke!! Jay, your contradictions are hilarious!! Please Jay, post again!! Show these people exactly what kind of people are calling them. But, d**n Jay, by the time this gets posted, you too might be back at Wendy's. Hey Jay, can you say," Do you want to Biggie Size your order"?

You are aware of course of the fact that bill collectors are not telemarketers. Thus they are not subejct to any "no call list" much to the dismay of many debtors i called in my time with CAMCO. And yes if you have a bill with the orgianl creditor you do have established business relationship with them. Just cause you didn't steal directly from them and instead some other creditor doesn't release your from obligations you made when you signed the orinal credit agreement. Now i will grant you some of the methods are some what underhanded and there have been some cases of abuses of information by select individuals who are vigorously sought out and removed from CAMCO. Of corse no wants to pay the bills they ran up so of course have to use methods somewhat unorthodixed. Of course we all want to scream and cry unfare business practice but lets all be realistic. You owe some money from way back when and you don't want to pay it so your going to scream cry and tell them to prove it. I know how it goes from both ends haveing been harrased by these people and also haveing be one of them. Yes there somewhat ruffshod but what do u expect when you knowingly lie to them? You know you ran the bill up and so do they. You also 'know' if you tell them to prove it that they can't. Well yes they can with the documention sitting on there comp screen given to them by the orginal creditor. But of course we still lie in the hopes that they'll just go away. But unfortunately they can't and won't leave you alone since you have an agreement with the orgianl creditor they are perfectly legal in pursueing that debt. They have a job to do same as you(or maybe not since you seem to have alot of freetime to search out these websites and post inaccurate information and we see u have trouble paying your bills lack of empolyment a problem in that area?) and if you had paid your bill when it was orginaly run up you wouldn't have this problem. Of course this rebutal probably won't be printed as it points out the major flaw in all the arguments posted here on this page but hey maybe I'll get lucky. The simple fact is most of these postings come from people who don't want to pay there bills. CAMCO is in the business of collecting money owed to a creditor. If you didn't pay the bill up front whats to make these peoople think your going to do so willingly now? Nothing really. But we still cry foul when they call and harass us to pay back money we basicaly stole from some company. Amazeing the selective morality of some people in theis country. How it's terribley unfair for them to be persecuted for theft? Well anyways enuff of my grumbelings. Thats my thought on how terrible "unfair" CAMCO's practices are. And how amazeing it is that thieves can cry foul. Which of course leads to the question of where does it end? Whats next we sue cops for useing "unfair" tactics to arrest murders? God I hope not

Anyone living in Rockford ILL want to get on the inside? I found this link.
http://bankingfinance.careerbuilder.com/JobSeeker/Jobs/JobDetails.aspx?Job_DID=JD17Q6K4GKX6VLB3KC

Its from career builder for a job at CAMCO!

Business must be good with the state money and all.