• Report: #1082699
Complaint Review:

Castle Pay

  • Submitted: Sun, September 08, 2013
  • Updated: Sun, September 08, 2013

  • Reported By: unknow — Plano Texas
Castle Pay
PO Box 704 Watersmeet, Michigan USA

Castle Pay Enormous Rip Off! Watersmeet Michigan

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I wanted to borrow $300 and talked to Castle Payday who did loan me the $300.  I get paid once a week and they make you pay payments every two weeks.  Now, they don't tell you that you will acrue your finance charges every two weeks.  They tell you what the finance fee is, which seems reasonable.  They did not tell me that I would be charged this finance fee every two weeks.  So I borrow $300 with a finance fee of $120.  Actually, it ends up being $240!!!! on $300?  I have used other companies and have never had to pay this ridiculous of a fee.  Ok, now to top it off.  I called because I only get paid once a month.  So I asked to skip my middle of the month payment.  I wanted to wait till the end of the month and pay $300.  That is the largest amount I could pay.  They told me that I could only pay the $420 or the finance fee.  Well I can't pay the full $420.  So I am back to just paying the $120 and then having another $420 in two weeks.  So you are stuck.  You either pay it off completely, or you pay the finance fee every two weeks until you can pay the full amount.  You never pay it down, ever.  It's all or nothing.  Complete rip off.  Had I been told that I had to pay the full amount plus the finance charge, I would have never used them.  They were completely dishonest in my original conversation with them.  Do not use them. 

This report was posted on Ripoff Report on 09/08/2013 10:59 AM and is a permanent record located here: http://www.ripoffreport.com/reports/castle-pay/watersmeet-michigan-49969/castle-pay-enormous-rip-off-watersmeet-michigan-1082699. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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