Bank One ,Chase Sonycard never late, now they will not work with self employed after loss of income Wilmington Delaware

I have had my card since 2006 and was never late with a payment. I am self employed and recently had an unexpected loss of income because I lost my biggest client.

I am trying several things to keep my good credit standing, including refinancing my home, which will take at least two weeks; trying to find another client, etc. I don't get an unemployment check.

I called Chase about my Sony card to see if I could get my payment lowered for two months, while I try to recover (the payment is not yet late).

They will not even consider it. They will not defer one month or lower my interest rate.

Once I told them my situation, they acted like they were afraid I wasn't going to pay this month.All they wanted was for me to make an instant payment to them over the phone and then' they would try to help me next month.

I have a perfect record with this company! But now that I am down on my luck in this sad economy, they have shown their true colors as heartless money-grubbers.

I almost wish I hadn't called them. Now I'm afraid they will raise my interest rate even higher.And I don't know how I'm going to pay them as it is.

Jayne
Monument, Colorado
U.S.A.