Choice Home warrenty Rip off Nationwide

I been using this Choice Home Warrenty for almost three years. When I purchase this warrenty they told they cover every thing in my house  Two years back in a freezing day my furnuss went out and I put a claim. They sent out a technition . I help him to find out the problem . The gas solinoid valve was bad and choice home said to me that they cant cover this . I bought a valve my self and repaired myself. It cost me $105 for the valve plus $45 for the call I had to pay. Yesterday my hot water heater went out and I put a claim. I know my tank is leaking through the top. They saying tank in the hot water heater not covered. I does not have any ideia what this company covered . my experience telling me that they fix your applayance worth only $50. This is a useless company simply ripping off people. I got all the proof that during this warrenty time I purchased parts for the furness and hot water heater. This company is worthless don't go for it