• Report: #396919
Complaint Review:


  • Submitted: Tue, December 02, 2008
  • Updated: Tue, December 02, 2008

  • Reported By:Joliet Illinois
PO Box 183040 Columbus, Ohio U.S.A.

Citimortgage RESPA violations Columbus Ohio

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Citimortgage is in violation of RESPA laws. They are currently using the phrase as a corporate answer to guage consumers like myself when they cannot increase your interest. They tell you to send your compaints to the Office of Thrift Supervision a branch of treas.gov.

Citimortgage bought my mortgage from a smaller company. I am currently at a 5.25% interest rate which they are desperately trying to get me to refinance. For the last two years I go through a three month process of daily phone calls about the "Escrow Account Disclosure Statement" that raises my payment by at least $200.00. After speaking with various states and countries in regards to the mathematical errors, numerous supervisors explain that I can't do anything about it. I eventually speak with someone(Mike Jarret) no longer an employee; who knows second grade math.
I've signed a waiver about removing my hazard insurance from the escrow which knocks off $749from the payment. It was mailed fed-exed and faxed to the comapny which they said needed to be delivered to them in their envelope. So I faxed 100 copies every half hour for 5 hours one day. They e-mailed me back and said they received it and it was in processesing which could take up to 30 days. I only have 15 days til my mortgage is considered late and they add a fine.
The insurance payment was taken off. Now they are adding only a $90 dollar increase to the actual payment. How is it they can subtract $749 from a total and come up with a $90 monthly increase? Are Bush and Paulson private investors in this corporation;$45 billion in one month and stealing from the private sector? How can they legally sit on $1080 of my money and I see no interest on the account? I personally do not bank with Citi for a reason; I never went to them for the loan.
I say someone should start a class action lawsuit before the laws are changed with the new president. One can only imagine where his investments lay. Chicago Politics.

Joliet, Illinois

This report was posted on Ripoff Report on 12/02/2008 09:51 AM and is a permanent record located here: http://www.ripoffreport.com/reports/citimortgage/columbus-ohio-43218/citimortgage-respa-violations-columbus-ohio-396919. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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