Complaint Review: Consumer Portfolio Services - Irvine California
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- Author Not Confirmed
- Consumer Portfolio Services 19500 Jamboree Rd Irvine, California USA
- Phone: 888-469-4520
- Web: www.consumerportfolio.com
- Category: Car Financing
Consumer Portfolio Services harassing and very unprofessional company Irvine California
*Consumer Comment: Default is not a good thing
*Consumer Comment: Advise..
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I have only beendealing with this company approximately 2 months and they have called my phone repeatedly 4-5 times daily without giving me an opportunity to return their call. They also are harassing the individuals that I put down as a reference for the auto loan.
I feel like this is very unnecessary due to the fact that they have already financed the loan and my reference has nothing to do with the business at hand. I find it very unusual for a loan to be due on the 28th of the month and 3 days later you have representative calling your phone repeatedly about the payment.
I have dealt with many banks over the years and have not ever been harassed the way that this company harasses their customers. And furthermore their interest rates are ridiculously high.
This report was posted on Ripoff Report on 06/17/2013 08:18 AM and is a permanent record located here: https://www.ripoffreport.com/reports/consumer-portfolio-services/irvine-california-92612/consumer-portfolio-services-harassing-and-very-unprofessional-company-irvine-california-1059680. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#2 Consumer Comment
Default is not a good thing
AUTHOR: coast - ()
SUBMITTED: Monday, June 17, 2013
It's been only two months and you are already in default. That's not good. Why did you agree to an interest rate that is ridiculously high? Why did you accept a loan from a subprime lender?
#1 Consumer Comment
Advise..
AUTHOR: Robert - ()
SUBMITTED: Monday, June 17, 2013
When your payment is due on the 28th..make sure they have it on the 28th, because on the 29th it is late. There is no such thing as a Grace Period. Yes you may have a period of time before they assess a late fee, but that does not change the fact that your payment is still DUE on the 28th. Just consider yourself lucky that they gave you 3 days before they started calling you. Because if you continue to not have your payment in by the 28th, you can not only expect them to start calling on the 29th, but even BEFORE your due date to remind you it is due. When you act like a Sub-Prime Borrower you get treated like a Sub-Prime Borrower.
If your other banks were so good to you and you think the Interest rate was too high, why didn't you go back to them? Well let me give you the answer. You have a "spotted"(to put it nicely) credit history. As such no other bank is willing to risk allowing you to borrow money, so this one was the only one left. Again since they are willing to take a risk on you, you have a higher interest rate. Oh and before you go off on the "it wasn't my fault"..just know that it doesn't matter.
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