Credit Acceptance Corp This company is being very unreasonable and money hungry. Southfield Michigan

Hi!

Credit Acceptance only funds the loans and you need to contact the dealer in regards to any vehicle issues. Credit Acceptance has nothing to do with the repairs or the way a vehicle is a lemon. Contact the dealer because the dealer knows everything about what they sell and you can file a complaint with the better BBB-better business bureau in your city or state. You can reach credit acceptance @ 1-800-634-1506 or the local number in Henderson/Las Vegas, Nevada @ 1-702-990-2700 press # 1 customer service and requested 2 speak 2 a supvr or Dealer Partner Service Center who handles all contracts with The Dealers.

-Good Luck

Charisse"Cinnamon"

The UCC has an implied warranty of merchantability which may help you if your state has adopted that section of the UCC - New York has, so in NY when you purchase a used car from a DEALER (not a private person sale) you do have some protections.

You signed a contract stating on X date of every month you will pay X dollars. The contract does not indicate that if the car is running you pay on the due date and if it is not then the pay whenever you get the money. If you own a home and the furnace dies do you not pay your mortgage? I know it kinda sucks but this is something I had to learn the hard way. Keep in mind you picked the car not Credit Acceptance they are merely the bank that loaned you the funds to purchase the car.

Credit Acceptance didn't sell you a car. The DEALERSHIP sold you a car. All Credit Acceptance did is loan you money

Some states, as New York, do offer some "lemon law" protections for used vehicles that are purchased from a used auto dealer (not private person sale.)

You might also check the UCC (Uniform Commercial Code) and see if michigan has adopted it (NY has). There is an implied warranty of usability in the UCC and you might be able to use that to mitigate your situation.

Check the laws in Michigan to see if there is any protection for you.

Good Luck.

Some states, as New York, do offer some "lemon law" protections for used vehicles that are purchased from a used auto dealer (not private person sale.)

You might also check the UCC (Uniform Commercial Code) and see if michigan has adopted it (NY has). There is an implied warranty of usability in the UCC and you might be able to use that to mitigate your situation.

Check the laws in Michigan to see if there is any protection for you.

Good Luck.

Some states, as New York, do offer some "lemon law" protections for used vehicles that are purchased from a used auto dealer (not private person sale.)

You might also check the UCC (Uniform Commercial Code) and see if michigan has adopted it (NY has). There is an implied warranty of usability in the UCC and you might be able to use that to mitigate your situation.

Check the laws in Michigan to see if there is any protection for you.

Good Luck.

As previously said, CAC has nothing to do with the problems you are having with the car, nor do they care, as you've found out. They are only responsible for collecting the payment for the car.

Next time, get the car you are buying checked out by a mechanic before buying it. You have no legal recourse, and it doesn't matter who the car is financed by, they would all do the same thing if you were not making your payments on time, no matter what the reason.

There is no such thing as a lemon on a used car. Lemons are for new vehicles only. Also it is not the finance companies problem that there are issues with the car. See if there is an arbitration clause in your contract and go that way