Credit Acceptance

Submitted: Sat, October 26, 2013
Updated: Sun, November 03, 2013

Reported By: melanie — morrisville Pennsylvania

Credit Acceptance

217 S. Melvin ave Morrisville, Pennsylvania USA

Phone: 2153972796
Web:
Category: Car Financing

Credit Acceptance Charging 400 interest fee when my payment is days late plus a late fee. I have had the car for a year paying 419.00 a month the car is 15,000, I called today to find out how much I owe on the car Credit Acceptance told me that I still owe 15,000 due to me paying late. They told me that I really only paid .35 cents when I made all my payments because they charge 400.00 dollars for interest every time my payment is late. I asked for a copy of this that is my contract they said that they couldn't give me one. I feel like I got scammed out of thousands of dollars. I don't know what to do. southfield Michigan

*REBUTTAL Owner of company: Don't listen to that other d****e!

*Consumer Suggestion: Here's a sure-fire way of avoiding all these late penalties....

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Credit Acceptance scammed me out of thousands of dollars by charging me a 400 interest rate when my car payment was days past due for a total of 1 year without my knowledge or permission. My car costs 15,000 and after a year of 419.00 dollar payments my balance is still 15,000 dollars due to this. I asked the company for a printout of that in writing and they. said that they could not give me one. They told me since they charged me a 400.00 interest fee for being days late when i made my car payment they took 400.00 for interest and applied 35 cents to my car for what I paid. I don't know what to do.

This report was posted on Ripoff Report on 10/26/2013 12:48 PM and is a permanent record located here: http://www.ripoffreport.com/reports/credit-acceptance/morrisville-pennsylvania-19067/credit-acceptance-charging-400-interest-fee-when-my-payment-is-days-late-plus-a-late-fee-1094798. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.

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REBUTTALS & REPLIES:

0Author 1Consumer 1Employee/Owner

Updates & Rebuttals

#1 REBUTTAL Owner of company

Don't listen to that other d****e!

AUTHOR: Ron B. - ()

SUBMITTED: Saturday, November 30, 2013

Contact the Attorney General's office of ur state or Michigan, there can only be a certain percentage charged annually towards it vehicle. The CEO of this company makes $54 million a year, he may be above reproach in Michigan?