Credit One Bank Charging me 29.9% APR. I kept getting the run around over and over.Can't get a straight answer! Las Vegas, Nevada

We once had a notice that one of our credit cards was going to have a large interest increase.  It was actually because we didn't use it enough. However, they gave us the option of cancelling the card and continuing to finish paying it off at the original rate.  That's what we did. We then applied for a lower interest card from another source.

The announcement was in a mailing that looked like a promotional ad and would have been easy to miss.  You have to open and read everything they send you.  Seems a little devious but that's the way it works these days.

will d world end if u do not rebutt???? think about it

"I have not ever been able to get a straight answer... told me that They charge everyone that and she can't lower it"

There's your straight answer.

Why did you agree to the finance terms and then use the credit card if you were not satisfied with those terms?

When you applied for this credit card, you were informed of all the charges and the APR schedule.  Now, you act so, so surprised your APR is 29%.  The time to object to a high APR is BEFORE you get the card...when you see the disclosure information!  Of course, that's why you are acting surprised because you NEVER read what you were obligating yourself to, BEFORE you obligated yourself to those terms and conditions!  Smart.  Real smart!