Direct Auto Insurance direct insurance wants to rearend you again after their insured already did it once Memphis Tennessee

march 17 2007 i was sitting at a red light.a four lane road did not stop this driver from driving into the trunk of my my new caddillic.even before it was tottaled direct insurance could not get an okay to even get me a rental car.fourty six days later i got my own through my insurance.they have paid nothing on my doctor bills.they helped invent the word underinsured.

i sued them in civil court for bad faith only to find out that a third party cant sue a insurance co.another $1000 dollars wasted to get justice.the judge informed me of the law but told their lawer it was their obligation to get a rental for me.the insurance law is made to protect the insurance companies not the victims.the law says you have to be insured but having $10k worth of insurance is same as being uninsured.

the laws need to be changed because all insurances are higher to help these companys keep all their moneys.they wait you out to get you to take nothing.ived emailed nashville three times last week only to be told that it is directs primary dutie to defend their insured.maybe i should have not been sitting at that red light.as time goes by i think they will be asking me to pay for the front of his car that rearended me.help get people in office to change the laws that protect direct insurance co. take advantage of the people that have to drive

Tommy ****
BLUFF CITY, Tennessee
U.S.A.