Report: #343736

Complaint Review: EMC Mortgage Corporation

  • Submitted: Tue, June 24, 2008
  • Updated: Tue, June 24, 2008
  • Reported By: Crestview Florida
  • EMC Mortgage Corporation
    P.O. Box 141358
    Irving, Texas

EMC Mortgage Corporation This is a fraudulent, deceptive, harrassing, corrupt, immoral, company. Irving Texas

Show customers why they should trust your business over your competitors...

Approximately mid May, 2008, I began to receive telephone calls from this company stating I owed them $2,000. According to them, I had not payed May, 2007 or October 2007 mortgage payments. Again, let me remind you it is now May 2008.

I began to pursue finding out why they had not received these payments because my account is done by ACH transfers. I received my bank statements and then forwarded them to EMC. However, I kept getting numerous phone calls , I would say about 4-5 a day, asking for verification of this and that. They were rude, harrassing, and of little help.

Meanwhile, I get a letter from EMC which stated my money was placed in some kind of suspense account of which I had no knowledge. This letter indicated that they did not know where to apply the money. Am I crazy or what, but you would think when they first received these funds they would have communicated with me. I only have one account with them why would you not know where to apply the funds?

Now, my credit is completely destroyed, they have my money, and did not suggest how to get my money applied to my mortgage or correct my credit.

Please folks, do not make any business arrangements with this company. If your mortgage gets sold to them, my mortgage was with First Horizon at first, do everything you can to get it sold to some other financial company.

God bless

Crestview, Florida
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This report was posted on Ripoff Report on 06/24/2008 02:15 PM and is a permanent record located here: The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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