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Report: #248646

Complaint Review: FAIRFAX LENDING - ROCHESTER New York

  • Submitted:
  • Updated:
  • Reported By: Bremen Alabama
  • Author Confirmed What's this?
  • Why?
  • FAIRFAX LENDING 151 SAINT PAUL STREET ROCHESTER, New York U.S.A.
  • Phone: 888-832-5736
  • Web:
  • Category: Loans

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I Mr.& Mrs James XXXXXXXXX was pleased to here that we could get help on finacing our new home.So we were contacted by fairfax lending and was told we could get a loan for 10,000 dollars.So here we go, we were told to put 1400 up for security so that we could get the money within 24 hours of them receiving the money. So time passed and we never got it. We talked to Charles Foster on the first day and yes we have him on tape so that we thought this would not happen.The next day we were contacted by another gut and his name is Gary Morgan and he is on tape also. He would not talk to me,the wife,he would only talk to my husband.After that conversation we were told togive 1400 more and it was for insurance purposes. So we did and still no money. We call them back and now we are in a conversation with Richard Carey and he is on tape also. He told us that the lender backed out and that he could get us 20,000 for another 2800 down to secure the loan and insurance. We are now frustrated at this point and told him to refund our money.He told us it would be 30 days and he could give us our money back. All this is April 11, 2007 and we could have the money on May 14, 2007. Well today is May 14 and still no money. We are now out of 2800 dollars and never got to get our new home. We have information on all these guys and we got it from yellowbook.com. The addresses of them and phone #'s. We also can not contact them by the numbers we were given for the company. We also got a contract from them stating our agreement and it is binding with the state on new york and alabama.We still have the receipts where we sent the money to Paula Tracy in Gibbins, Alberta, Canada. The names and phone numbers of them that i found on yellowbook.com is as follows; Charles Foster 585-586-8941 address is 342 Bouckhart Avenue Rochester,ny 14622-2110.-Gary Morgan 585-292-6767 and also 585-319-3265 address is 64 Homewood Lane Rochester NY 14609-2026. Richard Carey 585-266-8483 address is 2660 Chili Avenue Rochester NY 14624-4101. I hope that all this information helps us all and these people who thinks it is great to get ripped off and to lose money that you dont have to lose gets whats coming to you. "You reep what you sow" from the man up above that knows all and sees all

(LAST NAME REDACTED)

James
Bremen, Alabama
U.S.A.

CLICK here to see why Rip-off Report, as a matter of policy, deleted either a phone number, link or e-mail address from this Report.

This report was posted on Ripoff Report on 05/14/2007 05:08 PM and is a permanent record located here: https://www.ripoffreport.com/reports/fairfax-lending/rochester-new-york-14604/fairfax-lending-they-did-it-again-fairfax-lending-is-the-biggest-scam-ever-dont-use-them-r-248646. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
0Author
4Consumer
0Employee/Owner

#4 Consumer Suggestion

You have been scammed!

AUTHOR: Anthony - (U.S.A.)

POSTED: Sunday, May 27, 2007

James,

Call who ever you sent the money gram through. Give them your gram # and ask if the other party has accepted the money yet. IF THEY HAVE, NOT CANCEL YOUR MONEY GRAM!

If they have accepted it, then yes- you are looking at a loss of your $1250 security deposit.

What you need to do now is contact all of your authorities. Local police, online FBI, and especially the Canadian authorities. You sent the money to canada and the US does not have jurisdiction over them.

To TRY, and I repeat TRY to get your money back:
Depending on who your insurance is, you might be able to file a claim with them stating you have a theft case.

Also, if you paid for your money gram with you bank's Debit card, you can try disputing the transaction. I did it, and they granted me my money back.

Here is the letter I sent them.

To whom it may concern:

I am writing to dispute this unauthorized transaction on my account in accordance with Federal Regulation E. This was unauthorized and my account was NOT to be charged!
Please refer to hundreds of victim's reports that were filed on Rip-off Report.com for this same instance. The company who is responsible for this is (Enter your Scam Artist's companys name) . Their number is 888-673-4158 and fax 1-(866) 386-2288.
A represenative there is Rosa Rodriguez at extenson 997.\ Please REVERSE this charge in my favor and take actions to prosecute \this company.\
Sincerely,
You

James, I am sorry for your loss...it SUCKS! Happend to me, and a million of other people and we wont be the last! So get your stuff together NOW and try getting your money back! Good Luck!
Anthony

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#3 Consumer Comment

Sorry to disappoint...

AUTHOR: Anne - (U.S.A.)

POSTED: Thursday, May 24, 2007

We are all a part of this scam, victims of the heartless. I'm sorry to disappoint you but your hard work and research on the addresses and phone numbers of these people are no good. The names you have found in the yellowpages and the address has no relation to Fairfax Lending Services.

Their address originating in Rochester, NY is a fake address which means they do not reside in that area. The address the have used is actually I believe a Lounge of some sort. They are all from Canada (which is why all are funds have gone to Canada as you may have noticed from all the other victims' reports) and there is an article on Canadian cross border scams.

They are all Canadian scamming Americans, which is why they can get away with this. They made a lot of money from us, and it's hard to catch them because they don't live in our country. I found that it's been hopeless to get my money back since I found that out, so I gave up. It's a loss we all have to cope with, and can only hope our government does something about that company in Canada. Sorry to break it to ya, it's the plain and painful truth.

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#2 Author of original report

UPDATE ON FAIRFAX

AUTHOR: shannon - (U.S.A.)

POSTED: Monday, May 21, 2007

WELL IT IS NOW MAY THE TWENTY FIRST AND WE HAVE YET TO RECEIVE ANYTHING FROM THIS STUPID COMPANY THAT DOESNT EXIST. I WOULD LIKE TO KNOW IF ANYONE HAS ANY OTHER INFO ON ALL THESE GUYS TO LET ME KNOW.HERE IS MY EMAIL ADDRESS SO IF THERE IS ANY MORE INFO THAT U WOULD LIKE TO SHARE PLEASE DO SO (((ROR REDACTED E-MAIL ADDRESS FOR SECURITY PURPOSES))).. PLEASE IF THERE IS ANY ONE THAT CAN HELP JUST LET ME KNOW AND THANKS..

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#1 Consumer Suggestion

All fee in advance loans are scams

AUTHOR: Mike - (U.S.A.)

POSTED: Monday, May 14, 2007

Please note the following:

1. All fee in advance loan companies are scams.

2. Never send any money western Union or moneygram (their website expressly discuss this)

3. All contact information and names are either completely fake or a stolen identity. You do not need anything more than a fake ID to collect at Western Union.

4. Once they get enough suckers to fall for this scam the numbers won't work.

Try filing a report with the FTC, and if you mailed a money order, the USPS for mail fraud. Good luck, they get thousands, just do research on here and elsewhere for "Fee in advance" scams

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