First Bank of Deleware Firm claims that I traveled from Ohio to Delaware on November 3, 2009 for the purpose of fraudulently obtaining a loan Wilmington Delaware

On August 1, 2018, I received a call from a woman by the name of Christine stating that I have been given numerous opportunities to contact them to discuss my situation and that unless they hear from me immediately, they are going to turn my paperwork over to the Summit County Clerk of Courts and I will no longer be able to provide a statement. 

Christine did not state where she was calling from but left a phone number of 424-543-4541 and a file reference number.  The phone number that shows up on caller ID is 424-218-6329.  As soon as she finished leaving the voicemail on my personal phone, she called my work phone and left the same message.  I called the number that she provided and a man answered the phone.  He did not state the name of his company and he did not identify himself.  I gave him the file number that was provided to me and he put me on a brief hold.  When he came back, he told me that he was with either TFW & Associates or TSW & Associates [ it was hard to understand him and he refused to repeat the name] and that they had been retained to collect a debt from me on behalf of First Bank of Deleware.  I tried looking up the name of the firm but was unsuccessful under either name.

He then proceeded to ask me what happened that I did not pay back my debt of $500.00.  I told him the debt did not belong to me and he told me that on November 3, 2009, I personally walked into the bank and fraudulently obtained this alleged loan of $500.00.  I asked him where the bank was located and he told me 1000 Rocky Run Pkwy, Wilmington Deleware.  He then went on to say that I provided my DL as proof of who I was as well as providing proof of employment, residence, and banking information.  The place of employment that he claims I provided proof of on November 3, 2009, is not my place of employment.  He stated had I not provided this information, I would never have been given the alleged loan amount of $500.00.  He told me since I PERSONALLY presented to the bank, he was confident that he had the right person on the phone. 

He said it was apparent that I was going to give him a hard time and not cooperate with him, which is what he expects of low-lifes.  He told me he was going to file with the court and have the paperwork served to my place of employment.  I asked him for his name - he said it was Steve Coyle.  I told him to do what he needed to do and I hung up on him. 

I DO NOT have a relationship with this bank.  Second, November 3, 2009 was a Tuesday -- a normal work day for me.  Mr. Coyle refused to tell me what time I allegedly entered this bank, but it won't be hard to prove where I was on that date.