Flagship Merchant Services First Data Account mismanagement/no supervisor available for complaint/dishonest/rude customer service rep/scam artists Internet

Hello,

Unfortunately this complaint is unfounded by using my likeness in the title. The complaint is with the security/risk department that was holding the funds. Kyle Hicks had absolutely no part in the holding of any funds whatsoever. I would request that my name be removed from this slanderous report.

Issuing banks will hold business' funds if there is something suspicous with the transaction...for example if your credit card got stolen and someone bought a TV with it, you would not be responsible to pay for the TV. This is an inherent risk of the business accepting credit cards.

We too have been a victim by Flagship Merchant Services unlawful practices. But since our business has an insurance umbrella that includes legal counsel, we contacted an attorney and got immediately our money that was held under false pretense.
This is what we found out:


 Flagship Merchant Services work for a company called iPayment,Inc ( http://www.ipaymentinc.com/ ) 


Ipayment,Inc  (not Flagship Merchant Services) is in fact the company that is registered respectively with Visa, MasterCard and the sponsoring Member Bank (in this case Wells Fargo Bank, NA 1200 Montego Bay, Walnut Creek, CA) and that is charged with the duty of acquiring merchant contracts and supporting them on behalf of  said sponsoring bank & credit cards companies


Flagship Merchant Services work is to recruit small business merchants online or else for Ipayment,Inc


When a small business owner signs a  Flagship Merchant account agreement/contract it is NOT AT ALL with Flagship Merchant Services, it is just a binding contact giving the company  iPayment,Inc ( http://www.ipaymentinc.com/ )  ALL TYPES of legal right to basically do whatever with your money, including unlawful fees & money withholding.( Please read the fine print of the bottom of page 2 of your contract, as well as page 3 -you will be amazed_)


Also, looked over your Flagship Merchant Services application/contract today, you will notice that said Merchant application/contract has not been signed either by:


a)- any representative from Flagship


              AND


b)-  any representative from Ipayment,Inc 


which in fact makes that application/contract  incorrect, unlawful and voidable.


The contract company Flagship have violated a state's consumer protection laws by not having specifics in writing (role of Flagship and role of Ipayment) and by not giving you a document that is dutifully signed , among other things. Depending on how the offered merchant services was "sold" to you, Flagship may have had to give you a notice of Ipayment right to cancel your merchant account processor.


Flagship Merchant Services as well as Ipayment,Inc are guilty of unfair and deceptive acts & practices (UDAP) but they are very careful in choosing small businesses with small merchants that are not able to legally defend themselves, whether it is because of lack of knowledge or/and lack of money for legal battles. 


If you have been victim from Flagship Merchant Services and consequently Ipayment,Inc, I will advise you to do the following:


- Locate and hire a Consumer Law Attorney if you can afford it


- email all your supporting documents (email addresses provided), for the transaction(s) made by your business, through Flagship Merchant Account Services, whose funds are withheld.


Here below is a link for all available  Ipayment,Inc  emails addresses & telephone numbers;
http://www.ipaymentinc.com/contact/index.html

Contact SPECIFICALLY t those four (4) top executives at Ipayment, inc listed below:

Carl Grimstad: President and Chief Executive Officer, Chairman (private phone: 212-802-7200)


 Philip J. Ragona:  Senior Vice President and General Counsel
 
Mark Monaco: Chief Financial Officer, Director Tel: 615-665-1858, ext 115  
 
Robert Torino: Executive Vice President and Chief Operating Officer 


Hope this advice will help you.

Good Luck!

I was ripped off by Kyle Hicks of Flagship. Do not deal with them! They do anything to get a sale. First Data locked my sales down. Our company was going to split our two companies up and this was against First Datas rules. Kyle Hicks agrees through emails that this would not happen. It did. Security locked our accounts down and now we have no merchant accounts and are red flagged!

Surely not getting paypalsucks!

Kyle Hicks, Flagship and First Data are getting Attorney General Letters, BBB, All ripoffreports, and letters from my lawyers!