Greendot Corporation, Greendot Financial Network Dishonest, won't give me my money, irresponsible, Monrvia, California

Michael, I am so sorry to hear of your troubles with Greendot. BECAUSE of this website, I have been very wary of them. I don't need one of their cards, but even when I see them at the store, I just have a bad feeling, I don't even want to look at them. Weird but true.

I have two things I'd like to stress to you, and will explain why.

#1 - DO NOT GET A PAY DAY LOAN/TITLE LOAN if you can possibly avoid it, in any way.

#2 - If you can't get a checking account, once your money is freed from Greendot, could you possibly open a SAVINGS account somewhere?

Please, Michael, if you need to borrow money or something to get by, PLEASE DON'T TAKE OUT A PAY DAY/TITLE LOAN. That will multiply your problems 1000%.

The pay day loan places all have different names, and the ones that might be in your area, or online, maybe they haven't had a ripoff report written on them yet, but please, avoid them, or you may be writing the first one on that particular place.

Again, it is BECAUSE of Ripoff Reports that I hope and pray I never find myself so in need I HAVE to go to one.

And even without Ripoff Reports, I have seen 3 people, up close and personal, every week at work, and one is a MORTGAGE LOAN OFFICER, having to go to the pay day loan place to pay the interest and never get free of the loan.

When your money is freed from Greendot, could you open a savings account, if you can't get a checking account, and withdraw the cash you need as you need it?

This last year has seen a severe reversal of fortune for me, personally, and when I want money now, I have to go to the bank to withdraw it. No checks, no debit card. Other people can use those items, without your knowledge or consent, and the banks do not have any kind of security in place whatsoever to prevent unauthorized use.

They don't examine checks AT ALL for any similarity whatsoever between the authorized signature and the check's signature. Debit cards can be used at gas stations, for sure, for pay at the pump, without any kind of pin number. And the sex of the card owner who is named on the card versus the gender of the person using the card has zero relevance to the cashiers.

So I am on a cash only lifestyle. And it sucks, but it works. Luckily, my bank relationship has not been jeopardized in any way, but I realize you may not be in the position to have a checking account. That is why I suggested perhaps a savings account.

Also, if you do have issues with a bank relationship, not sure if a credit union would be any more helpful, but perhaps you could find a credit union and see if they could help you build a banking relationship.

Good Luck, Michael, I am so sorry this has happened to you. Another one to watch out for, from the experience of a close friend as well as Ripoff Reports is Netspend. They, too, seem to have draconian rules that serve mainly to let them keep your money, and give you none of it.