jd byrider dealer calls over two hundred times in just over two years into my loan des moines Iowa

I got a loan from jd byrider for a piece of crap 2006 pickup ford ranger with over a hundred and ten thousand miles on it when i purchased it. I had no other choice at the time but to purchase this vehicle at 20% interest rate so the total cost to me is over 12000 dollars. I know it was stupid but nobody would lend me a nickle because I owe child support which I pay on a regular basis. I am not a dead beat dad. I worked hard up until last year when I sustained an injury that left my right hand crippled and could not work at my normal job as a cardiovascular surgical technologist.

I have worked hard trying to make sure they get their payments on time and in full. recently I could not make a full payment because I only had 150 dollars of my 193 dollar payment. today I was called and told that they wanted their 43 dollars but because I always paid a little extra I only need to come up with an additional 33 dollars. I stated that I only have 15 dollars left to my name and if they would like that I will bring it to them. That was not good enough for them they asked me to beg friends and relatives for 33 dollars. I asked them if I could add the 33 dollar payment to my next car payment because I started a new job doing maintenance for a real estate co. and I get paid next  friday.

NO we dont feel that is acceptable was the reply. I get at least 3 or 4 phone calls a week reminding me when my car payment is due like I dont know how to read a calendar. If you add up all the phone calls and I am not exagerating on the amount of harrasing phone calls from CNAC/JDBYRIDER. Do the math 3 times a week for 52 weeks is 106 phone calls per year. Seems a little excessive doesnt it. I would never in this life time or the next recommend purchasing a car from jd byrider unless you like to be harrased and told to beg for 33 dollars when times get tough. When I was a little better off a few months ago I purchased an electric wheel chair for an injured veteran that could not afford his own and never expected anything in return, I was happy to do that for a fellow disabled veteran.

I am appauled that these companies like JD BYRIDER are so worried about 33 dollars that they threaten to repo my truck over 33 dollars. I pray for them and the way they abuse people. People that are less fortunate and are all ready struggling to make ends meet, take my advise and ride a bike or walk if you have to before dealing with CNAC/JDBYRIDER. I walked over seven miles to work and seven miles home before I purchased this truck and thought it was a blessing in the beginning but it was to me like making a deal with the devil. Corporate america is so shameless that they will repo a disabled veterans car for 33 dollars. After making over 8000 dollars in payments already. Makes me feel sick. Thanks for reading.