JD byrider The worst place that can happen to a honest family Milwaukee Wisconsin

Ok it all started with me wanting to buy my first car ID it was either carhop or JD bywriter because of student loans on my credit. On April 18, 2014 I was approved for a Hyundai accent. drove off the lot with it and everything service fee was 189 every two weeks coming out of my check. By the first week at JD bywriter we noticed the car radio wasn't working so he took it in to be serviced. Not having the car 22 days the car stop going 60 miles on the highway the car just clunked out. So I called JD bywriter they told me to pay for a tow service and bring it to them so they could fix it. I did not have my car for the whole weekend during Mother's Day.  so finally that Tuesday I got my car back and once again the car locked up and stop I have to go get back on Thursday. At that point I was fed up I told them I didn't not want the car I told him I did not feel safe and I did not want my family in the car they told me that they could fix the car I refused, so they had no choice but to put me in a different car and one of the directors there told me that he did not have to put me in a different car he could have left me in the same car the hyundai  ascent and that he could have just fixed it. Although this process I know is the interest rate was 21.989% in the and I would have been paying $19,651.33, I gave them all my personal information as far as housing bills phone bills being a bills and then of the information was put into the computer correctly when doing my financials set up.

JD by writer automatically assume that my boyfriend was helping me pay half of my bills they did not ask me and they did change my financial set up because none of the information in the computer was right according to the bills that I handed in. Payments of 195 came out every two weeks from my paycheck. On top of that I received a new car  On May 16 of 2014 I was a ford focus 2005 additional service fee payment was $189. With an interest rate of 21.988% and three payments of 195.00 for the ford focus. When I got home and looked at on my paperwork I was not satisfied so I called JD bywriter told them I wanted to return the car, one of the reps told me I cannot return the car because it doesn't work out like that (I do have that in recording). So going back-and-forth for a couple of weeks finally a payment was due I called in CNAC told them that my bank account was messed up and I was waiting in a new card. They did not want to hear that I got constant phone calls every day almost every hour. And when the payment was a little days past due due to me not having the card yet they threatened to repo my car.

I was going back-and-forth with sI many people Cliff hill, Jeff ,Greg, then as I mentioned that one of their reps told me I couldn't return the car two to three days after I got it, mr hill said ok forget what the rep said just bring us the car. I asked why all of a sudden you want me to bring the car he said so we can get it back out there, and then said were just trying to help you. I asked will I be getting anything back for the car he told me he doesn't know until paperwork is signed. so I did not bring the car back because I did not think it was fair that all of a sudden almost one month into having the car a payment is late and now all of a sudden they want their car back. 

 I can't trade the car in because it's not worth anything and on top of that I pay 19,6444.12 in the end after all interest rate kicks in, now they threatened to repo the car and still have me pay what is owed. Today's date is June 11, 2014 all this happen within a few months. I believe that this case is out of hand they Are very unrational people they care about the money and they are very unprofessional when it comes to listening to other people and what they have to say. i am upset and I want to get out of JD byrider now. please help