Jd byrider Kendra,Brooks I have paid my first six notes on time was told by a former employer that for the first six payments there where no grace periods after my first 8 payments which were made on time i was incarcerated and couldnt work im on my ninth payment and was asked could i pay the following week they said it was no grace periods to turn the car in or they would pick it up never in all the delarships i have delt with these are the only ones that dont give a d**n if anything happens in life they just want their money i have never been so mistreated and wasted my time and money on such a rude scam business Sherwood arkansas Nationwide