Joan Marie "psychic" Lied about cancelling anytime. Kept billing me. Turned me in to collection agency. Wilmington Delaware

Joan Marie calls herself a psychic. I don't know if that is even her real name, or if the kindly grandmotherly woman who's photo appears with the literature is her, or not. I doubt it highly!
When I had a good job, which is not in today's economy, I decided to order her "psychic" predictions.
They came monthly, and I received a coin, which I believe is bad luck. More on that in a bit...
For $19.95 and I could "cancel anytime" what did I have to lose? (Alot!!)
She sent a coin. And "fantastic" predictions that never happened. I didn't think much of it, until the $19.95 became $30 something, for one month. Then $50 something for one month. I always pay my bills on time, so it wasn't a matter of getting behind. I kept records. 2 month of over $50 bucks is too much for me! Especially for crap!
I wrote her a nice letter asking her to cancel. I had changed jobs, and the money wasn't good. I decided to really get in gear, and pay off my loans, and skim my spending. A psychic wasn't necessary.
The next month here comes another bill, and report, which I paid, and sent another letter asking her to cancel. This was in August.
Alot of odd things happened. I think whoever this is is a witch. Im not kidding. I think the coin is a point of contact. If you have one, get rid of it!
Freaky things happened.
My puppy died in a fluke spaying accident.
My job closed. The next one had spider mites living in the carpet. That bite!
My real estate agent screwed up, and Im still stuck in Colorado.
I had put that coin under my roomates matress for "good luck" on a pending ankle operation. Since then he developed a huge ulcer on his heel, postponing the ankle surgery, and has had to have daily iv s and a wound vac. We had a nurse that came in our home every other day and she robbed us blind.
I had forgotten that coin until a few days ago when I changed his bedding. I put it on my desk last Thursday. I hadn't heard from "Joan Marie" since September and thought this was all over with...
Today (Monday) I got a collection agency notice from RMCB saying she was "worried" about me as she had sent "several" letters about the $24.95 I owed her from October's services that I didnt respond to!
This is the first time that I knew of this. I had forgotten her. And since when does someone who is worried about you send you to a collection agency?!??
I paid the bill. I hope to never hear from her or anyone connected to her again.
As to the coin. I put it in a baggie with salt and sage. Recited the Lord's Prayer and tossed it into the Platte River, and strange as it may be, my roomate feels a little better.
I warn anyone who is considering a psychic to avoid this witch like the plague or your future will go as follows (free of charge from me to you)
I see Joan Marie, youre writing a check to her, and I see many many bills for you ahead, and you will be very poor any unhappy. And you're wishing you had never heard of her. Good luck my child...

Melvina
Yuma, Arizona
U.S.A.