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Report: #1440307

Complaint Review: LexingtonLaw.com - North Salt Lake Utah

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  • Reported By: Nikova — New Orleans Louisiana United States
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  • LexingtonLaw.com 360 N. Cutler Drive North Salt Lake, Utah United States

LexingtonLaw.com This Lexington Law Firm that claims to fix your credit report is a total waste of your money. The para legals that were assigned to our case were neither helpful or well informed about legal matters. When we first signed for the Credit repair.The service they provided was a total waste of money and time. North Salt Lake Utah

*Consumer Comment: This is a Public Website

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I just wanted to report how we were decieved by the Lexington Law Firm by presenting to us how easy it would be for them to have all of the errors that were showing up on our credit report. The presented a step by step solution process that according to the representative "in no time all of the errors in credit report would be all gone." Their wesite says that they have been around for the longes and that sure know what they are doing when it comes to credit reports. Well let me warn you that they have been around for the longest is probably true, because they are sure pros when it comes to delay tactics whenever we come up with a direct question or concer. They sure pretended to know the law very well but later on we found out that they know absolutely nothing on how to resolve our case, bercause they seem to have no idea what steps they were going to take next after any negative report appears on our credit report.

It has been one whole year and none of the errors that we have pointed out to them have been deleted from our personal credit reports. Then what really bothered me the most was when they tried to decieve us into thinking that they have done positive improvement on our credit report. When the fact of the matter is that it was I who was responsible for the positve changes that were showing up in our accounts.

You see when I realized that Lexington Law was not doing anything to improve our credit reports other than sending out notifications to us whenever there would be a change in our credit report. They had the audacity to claim that it was because of their actions that there was anything positive coming out of our credit report.

In reality all Lexington Law really did was tell us if there were positive or negative improvement in our account. Twelve whole months we paid them $99.95 twice each month. That is at least $2100.00 that we have paid them. All that money for nothing. Because they just kept on draging their feet and blaiming everything on the system. They keep on changing the team players that was working on our files, so we never get to talk to the same people that we have talked with in the past. No wonder every time we talk to them over the phone the person that we were talking to have no idea on what our case was about. So If I were you and the Lexington Law Firm personel were ever approach you. I would stay from these people. Remeber to keep your doors lock unless you want to be taken out for a ride by these so called Credit Repair professionals. 

This report was posted on Ripoff Report on 04/26/2018 12:24 AM and is a permanent record located here: https://www.ripoffreport.com/reports/lexingtonlawcom/north-salt-lake-utah-84054/lexingtonlawcom-this-lexington-law-firm-that-claims-to-fix-your-credit-report-is-a-total-1440307. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content

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REBUTTALS & REPLIES:
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1Consumer
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#1 Consumer Comment

This is a Public Website

AUTHOR: Jim - (United States)

POSTED: Thursday, April 26, 2018

You don't get to dictate who and who doesn't get to respond to your posting.  Otherwise, there would not be a rebuttal button for the public to use.  However, if you wish to start your own website to lodge your complaint, so you can restrict who you want to have post to your account, that's up to you.  Now as the other poster said, a Credit One card is for people with sketchy credit histories, and a $300 limit is consistent with being a fairly new cardholder.

When I started trying to pay the $30 payments they started getting returned on the same bank card I used for all of my other payments.  Most likely, the bank from which you made payments transposed a number that prevented payments from posting to your card.  The dollar amount has nothing to do with whether the funds are accepted.  In other words, there isn't a human being on the other end of the internet rejecting payments because of odd dollar amounts posting to an account, or because they had a bad day.

After speaking with a rep yesterday she told me to get a letter stating that I am an authorized user of my own bank account.  That seems like a pretty standard request from a credit card company - they're trying to verify whether you are authorized to make payments on your account and since you seem to make more than the average person, they want to make sure you are who you say you are, and not someone pretending to be you, which happens a lot these days.  Instead, you claim this is sketchy - which I think is an interesting POV for someone who applied for a sub-prime card in the first place?

 

I am willing to go to court over this if they don't come forward and assist me the right way.  OK, here's how the case will go down:

 

Plaintiff:  Your honor, I want Credit One to assist me they way they way a credit card company like AMEX, or VISA, or MC would do.

Credit One:  The Plaintiff is no longer a card holder with us - we terminated the account.  This is our right to do so and we don't need a reason.

Judge:  Case Dismissed

 

This is a situation where finesse is called for.  If you really want to utilize this card and remain a card holder, then be nice.  If they ask you for information in writing, then be nice and obtain it.  Nobody has a right to a credit card and a lot of people in this country can't obtain credit for a whole host of reasons.

 

Finally, I don't work for any credit card company or bank...

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