Complaint Review: NCO Portfolio Management - Horsham Pennsylvania
- NCO Portfolio Management 507 Prudential Road Horsham, Pennsylvania U.S.A.
- Phone: 800-383-4761
- Web:
- Category: Credit Card Fraud
NCO Financial - NCO Portfolio Management Trying to Collect A Debt Horsham Pennsylvania
*Consumer Comment: laurie get over yourself
*Consumer Comment: SHUT UP CHARLES
*Consumer Comment: All collection agencies should be shutdown
*Consumer Comment: Stacy get over yourself
*Consumer Comment: Once again Charles and his wisdom
*Consumer Comment: nco loves to put fear into people
*Consumer Comment: Lots of useful information at
*Consumer Suggestion: This Is Easy
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I was just contacted by a very rude man from NCO Portfolio Management stating he was collecting a debt. I asked him what the debt was for and he told me I already new and how did it feel to be a deadbeat in this economy? I asked again to repeat this information and tell me what this debt was for. He told me I had a credit card account with New York and Company. He then stated I owed them $550.00 and I needed to pay it today. I told him I wasn't even aware of a credit card debt and felt that someone had taken my name and social security and opened an account and that I would report it to the authorities.
He then told me they would see me in court and hung up. I then called New York and Company and spoke with someone in their credit card department. They told me this debt was from 1987 and the account was closed in 1989. I asked her what address was the account for and what was charged? She informed me that she cannot give me this information and that I had to call back to NCO Portfolio, they were the only ones with this information because they purchase bad debts and I'm a bad debt.
I find this whole thing very upsetting. Number 1, it's 19 years later from this supposed debt that I have never known about or seen. I check my credit file every month and also have credit watch on the file and have never seen this debt appear. I am very upset to know someone can call and not give any type of proof, except for a social security number, which mine did match. This man also called my cell phone, which is also very upsetting that he would have my cell phone number.
Can anyone tell me if it's legal to collect a debt after 19 years and if so, how do I prove it's not my debt. Do they not have to show me it's mine or prove it's mine? This company is horrible about calling someone and has already stopped to assume the debt is mine - 19 years later.
Any suggestions would help. Thanks.
Cyndi
Peoria, Arizona
U.S.A.
This report was posted on Ripoff Report on 10/16/2008 03:34 PM and is a permanent record located here: https://www.ripoffreport.com/reports/nco-portfolio-management/horsham-pennsylvania/nco-financial-nco-portfolio-management-trying-to-collect-a-debt-horsham-pennsylvania-381964. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#8 Consumer Comment
laurie get over yourself
AUTHOR: Charles - (U.S.A.)
SUBMITTED: Monday, November 17, 2008
To laurie I don't care what people think they don't have to believe me. Why are you defending nco cause I said something you are so full of hatred laurie to spout of @ someone you no nothing about.
I don't have to take this abuse from anyone I am a human being to laurie you think your so much better then anyone else you can judge & talk hateful towards people.
Quit bothering people on rip-off report we have enough to worry about without putting up crap from people like you.
People on this site can dish crap out but they can't take It have ya'll realized that ya'll can't destroy my life.
You are the reason why I (HATE) women I rather die alone then to be abused. Ya'll treat every single person who files a complaint like this but I do not have to take It.
So you can continue to hate me laurie & stacy!. Ya'll are the reason why I (HATE) females!.
#7 Consumer Comment
SHUT UP CHARLES
AUTHOR: Laurie - (U.S.A.)
SUBMITTED: Monday, November 17, 2008
EVERYONE WHO HAS READ YOUR RANTS KNOWS YOU ARE FULL OF BS AND THINK THE WORLD HATES YOU FOR NO REASON
#6 Consumer Comment
All collection agencies should be shutdown
AUTHOR: Charles - (U.S.A.)
SUBMITTED: Monday, November 17, 2008
All collection agencies should be shutdown because of how they violate the laws, nco has been sued from the federal trade commission many times, they still continue In there abusive & lying ways.
All collection agencies are scum they place things on your credit without even sending you a collection letter. They do It behind your back so when you go apply for a loan It will cause you to get denied.
Also any people who file complaints & collectors accuse them of being deadbeats & spreading It around need to file complaints with the attorney general office!.
Collection agencies are our enemy so are the creditors, they do not care If people have lost there job.
Nco should look @ how they treat people.
#5 Consumer Comment
Stacy get over yourself
AUTHOR: Charles - (U.S.A.)
SUBMITTED: Monday, November 10, 2008
Stacy get over yourself & quit bothering people on rip-off report cause nobody Is listening to you & you caused It yourself for being so hateful & abusive to people on this site.
#4 Consumer Comment
Once again Charles and his wisdom
AUTHOR: Stacey - (U.S.A.)
SUBMITTED: Wednesday, November 05, 2008
Charles you are a deadbeat - get a life
As for NCO - been there done that - they tried to collect a debt that the company I worked for had paid
Just send them a cease communications letter via certified mail with return receipt requested -
Good luck and get em
#3 Consumer Comment
nco loves to put fear into people
AUTHOR: Anonymous - (U.S.A.)
SUBMITTED: Wednesday, November 05, 2008
Nco loves to put fear into people for no reason. Today everyone Is In financial hardships.
Its really sad how they treat people but its agaisnt the fair dept credit reporting act for these bottom feeder scum, to use these scare tactics. Cause If people don't have the money they don't.
#2 Consumer Comment
Lots of useful information at
AUTHOR: Laurie - (U.S.A.)
SUBMITTED: Monday, October 27, 2008
www.ftc.gov and www.budhibbs.com
NCO is considered one of the worst of the Junk Debt buyers.
FYI the original creditor referred you back to NCO, because they KNOW you are not responsible for it as they cannot themselves validate the debt.
You need to send NCO a Statue Of Limitations letter - they cannot legally collect on it any longer - THAT WILL NOT STOP THEM FROM SUING YOU.
They use bogus information to file with the courts - you have to show up if they sue you to avoid default judgement.
And be prepared for them to re-sell it to another collection agency later on
#1 Consumer Suggestion
This Is Easy
AUTHOR: Tammy - (U.S.A.)
SUBMITTED: Monday, October 27, 2008
Send them a cease-communication letter. They cannot collect on a 19 year old debt. What a bunch of morons! Whatever you do, don't pay them any money. The debt is past the Statute of Limitations, and they cannot sue you or report this to the CRAs. Check out the Bud Hibbs website. There is good advice there.
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