Complaint Review: NCO Portfolio - Baltimore Maryland
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- Author Confirmed
- NCO Portfolio 1804 Washington Boulevard, Baltimore, Maryland U.S.A.
- Phone: 631-393-9400
- Web:
- Category: Collection Agency's
NCO Portfolio Lien on 14 yr olds High School Account. Baltimore Maryland
*Consumer Comment: Yet another "pay your bills" drone !! [FRED the bottomfeeder]
*UPDATE Employee: NCO
*Consumer Comment: Laurie, there is no reason to "notify the FTC". The FTC does NOT do individual enforcement.
*Consumer Comment: Laurie, there is no reason to "notify the FTC". The FTC does NOT do individual enforcement.
*Consumer Comment: Laurie, there is no reason to "notify the FTC". The FTC does NOT do individual enforcement.
*Consumer Comment: Laurie, there is no reason to "notify the FTC". The FTC does NOT do individual enforcement.
*Consumer Comment: NCO is one of the BIGGEST BOTTOM FEEDER COLLECTION AGENCIES
*Consumer Comment: NCO is one of the BIGGEST BOTTOM FEEDER COLLECTION AGENCIES
*Consumer Comment: NCO is one of the BIGGEST BOTTOM FEEDER COLLECTION AGENCIES
*Consumer Comment: NCO is one of the BIGGEST BOTTOM FEEDER COLLECTION AGENCIES
*Consumer Suggestion: They may have "frozen" your daughters account illegally. Common practice for these bottomfeeders.
*Consumer Comment: notify the ftc - there are laws that protect you
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NCO and their attorneys placed a lien on my 14 yr old daughter's High School Account. When I called their attorneys they said they would only release the lien when I proved that my daughter was the primary holder of the account. I faxed over the documents showing she was the primary account holder and copies of her deposited checks of 20.00 a week. I explained that my name and social only appeared because I am the custodian. She legally cannot open a bank account without my permission.
After faxing the requested information they advise me that they would only release the account when I made some kind of payment via Western Union. I explained that I at the moment cannot make any kind of payment because I am receiving SSI, they ranted and raved that other clients who are on SSI and SSDI make payments regularly. I asked to speak with a supervisor who said she was listening in on the conversation and that I now must send yet another fax from SSI. I told them they as attorneys could get the information, why ask me a disable single mohter to go down to the Social Security Office, which by the way is way out of the way for me. At the end of it all, they refuse to release my daughters account with $16.00 in it. She now cannot make any deposit for the account is frozen. I don't know how they get away with this.
Lollyvaz
New York,, New York
U.S.A.
This report was posted on Ripoff Report on 09/19/2008 09:54 AM and is a permanent record located here: https://www.ripoffreport.com/reports/nco-portfolio/baltimore-maryland-21209/nco-portfolio-lien-on-14-yr-olds-high-school-account-baltimore-maryland-374355. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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#12 Consumer Comment
Yet another "pay your bills" drone !! [FRED the bottomfeeder]
AUTHOR: Steve - (U.S.A.)
SUBMITTED: Sunday, September 21, 2008
Fred,
There is no proof this debt actually belongs to the OP! That was never even discussed. Would you pay something without proof you owe it?
Also, there was no mention by the OP of being sued before the account was "frozen". Most likely NCO engaged in their famous illegal act of "sewer service" here. The OP probably never knew she was sued!
And, lets get into some of the reasons people do not pay their bills.
Many of these big companies who are not getting paid, are the same ones who are sending our jobs overseas. Jobs that you can actually live on are very hard to find right now for the average working person.
If banks would engage in RESPONSIBLE lending, they would not have so many loans and credit cards in default in the first place. BUT, they are GREEDY and engage in PREDATORY LENDING and are the root of their own problems!
You need to get educated ans open that closed mind of yours and see reality.
Go back to your cubicle now.
#11 UPDATE Employee
NCO
AUTHOR: Fred - (U.S.A.)
SUBMITTED: Saturday, September 20, 2008
Don't be a low life deadbeat all your life.Pay your bills and the CA will not be looking for you.I guess you feel like a king/queen now that they froze your 14 yr old daughter's account for you being so stupid.I hope your your daughter will not act like you and try being a LOW LIFE DEADBEAT.
#10 Consumer Comment
Laurie, there is no reason to "notify the FTC". The FTC does NOT do individual enforcement.
AUTHOR: Steve - (U.S.A.)
SUBMITTED: Saturday, September 20, 2008
Laurie,
The FTC only gathers information and archives complaints for POSSIBLE use in a class action at some future date.
The FTC does NOT do individual enforcement of the law.
The ONLY way to enforce your rights under the FDCPA is in a courtromm, at your own expense.
Go to ftc.gov and file a complaint online and see for yourself! All that does is generates a form letter that gets mailed to you explaining your rights under the FDCPA, etc.....And, your rights to sue.
>>>
Submitted: 9/19/2008 11:30:24 AM
Modified: 9/19/2008 9:43:38 PM Laurie
Haslet, Texas
U.S.A.
notify the ftc - there are laws that protect you
They cannot attach a lein without a court judgement. Sounds like maybe that is what they are doing.
www.ftc.gov learn your rights and how to fight them
>>>
#9 Consumer Comment
Laurie, there is no reason to "notify the FTC". The FTC does NOT do individual enforcement.
AUTHOR: Steve - (U.S.A.)
SUBMITTED: Saturday, September 20, 2008
Laurie,
The FTC only gathers information and archives complaints for POSSIBLE use in a class action at some future date.
The FTC does NOT do individual enforcement of the law.
The ONLY way to enforce your rights under the FDCPA is in a courtromm, at your own expense.
Go to ftc.gov and file a complaint online and see for yourself! All that does is generates a form letter that gets mailed to you explaining your rights under the FDCPA, etc.....And, your rights to sue.
>>>
Submitted: 9/19/2008 11:30:24 AM
Modified: 9/19/2008 9:43:38 PM Laurie
Haslet, Texas
U.S.A.
notify the ftc - there are laws that protect you
They cannot attach a lein without a court judgement. Sounds like maybe that is what they are doing.
www.ftc.gov learn your rights and how to fight them
>>>
#8 Consumer Comment
Laurie, there is no reason to "notify the FTC". The FTC does NOT do individual enforcement.
AUTHOR: Steve - (U.S.A.)
SUBMITTED: Saturday, September 20, 2008
Laurie,
The FTC only gathers information and archives complaints for POSSIBLE use in a class action at some future date.
The FTC does NOT do individual enforcement of the law.
The ONLY way to enforce your rights under the FDCPA is in a courtromm, at your own expense.
Go to ftc.gov and file a complaint online and see for yourself! All that does is generates a form letter that gets mailed to you explaining your rights under the FDCPA, etc.....And, your rights to sue.
>>>
Submitted: 9/19/2008 11:30:24 AM
Modified: 9/19/2008 9:43:38 PM Laurie
Haslet, Texas
U.S.A.
notify the ftc - there are laws that protect you
They cannot attach a lein without a court judgement. Sounds like maybe that is what they are doing.
www.ftc.gov learn your rights and how to fight them
>>>
#7 Consumer Comment
Laurie, there is no reason to "notify the FTC". The FTC does NOT do individual enforcement.
AUTHOR: Steve - (U.S.A.)
SUBMITTED: Saturday, September 20, 2008
Laurie,
The FTC only gathers information and archives complaints for POSSIBLE use in a class action at some future date.
The FTC does NOT do individual enforcement of the law.
The ONLY way to enforce your rights under the FDCPA is in a courtromm, at your own expense.
Go to ftc.gov and file a complaint online and see for yourself! All that does is generates a form letter that gets mailed to you explaining your rights under the FDCPA, etc.....And, your rights to sue.
>>>
Submitted: 9/19/2008 11:30:24 AM
Modified: 9/19/2008 9:43:38 PM Laurie
Haslet, Texas
U.S.A.
notify the ftc - there are laws that protect you
They cannot attach a lein without a court judgement. Sounds like maybe that is what they are doing.
www.ftc.gov learn your rights and how to fight them
>>>
#6 Consumer Comment
NCO is one of the BIGGEST BOTTOM FEEDER COLLECTION AGENCIES
AUTHOR: Stacey - (U.S.A.)
SUBMITTED: Friday, September 19, 2008
I have dealt with them - they tried to collect a debt for the company I work for!
Go to www.budhibbs.com
Get a lawyer and get even - there are lawyers who do work on contigency bases (mine does)
Bud has a link to find a good lawyer
The time is now to take these low life bottom feeders down
Good luck!
#5 Consumer Comment
NCO is one of the BIGGEST BOTTOM FEEDER COLLECTION AGENCIES
AUTHOR: Stacey - (U.S.A.)
SUBMITTED: Friday, September 19, 2008
I have dealt with them - they tried to collect a debt for the company I work for!
Go to www.budhibbs.com
Get a lawyer and get even - there are lawyers who do work on contigency bases (mine does)
Bud has a link to find a good lawyer
The time is now to take these low life bottom feeders down
Good luck!
#4 Consumer Comment
NCO is one of the BIGGEST BOTTOM FEEDER COLLECTION AGENCIES
AUTHOR: Stacey - (U.S.A.)
SUBMITTED: Friday, September 19, 2008
I have dealt with them - they tried to collect a debt for the company I work for!
Go to www.budhibbs.com
Get a lawyer and get even - there are lawyers who do work on contigency bases (mine does)
Bud has a link to find a good lawyer
The time is now to take these low life bottom feeders down
Good luck!
#3 Consumer Comment
NCO is one of the BIGGEST BOTTOM FEEDER COLLECTION AGENCIES
AUTHOR: Stacey - (U.S.A.)
SUBMITTED: Friday, September 19, 2008
I have dealt with them - they tried to collect a debt for the company I work for!
Go to www.budhibbs.com
Get a lawyer and get even - there are lawyers who do work on contigency bases (mine does)
Bud has a link to find a good lawyer
The time is now to take these low life bottom feeders down
Good luck!
#2 Consumer Suggestion
They may have "frozen" your daughters account illegally. Common practice for these bottomfeeders.
AUTHOR: Steve - (U.S.A.)
SUBMITTED: Friday, September 19, 2008
Nobody can just freeze your account.
The MUST first sue you and win, and then go for garnishment.
Did they sue you?
Did they get a judgement?
Go to your bank and demand to see whatever they used to freeze your account.
Get a copy of it.
Then, You need to contact the clerk of court in person in the jurisdiction in which you live and get copies of all papers filed in the case. Pay particular attention to the "proof of service" affidavit.
I can guarantee you they falsified documents in this case.
You better check your credit reports, and public records to see if there are judgements against you.
And, most important, STAY OFF THE PHONE!! Never speak to a bottomfeeder on the phone, and NEVER make a payment to one! Ever! This could validate a debt that may not be legally collectable!
Do some homework. Learn the law, and your rights!
Knowledge is power!
#1 Consumer Comment
notify the ftc - there are laws that protect you
AUTHOR: Laurie - (U.S.A.)
SUBMITTED: Friday, September 19, 2008
They cannot attach a lein without a court judgement. Sounds like maybe that is what they are doing.
www.ftc.gov learn your rights and how to fight them
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