Prepaid Legal - PPLSI Ripoff Dishonest MLM Ada Oklahoma

Hello, my name is Christine Z.,

I am going to say that this company is far from a rip-off.  I am still very new to the company, going on 4 months now. I started out with no skills whatsoever.

Within three weeks I was able to promote to the next level without a single problem and with lots of support from all of my mentors.  Within the next couple of weeks, I was promoted again by just following the system. It is extremely easy to do if you do what has been put into place. I got paid daily as promised and all my bonuses as well. 

There are many people who don't do well because you try to do it your way or don't do anything. You will have to put some effort into the system, but you are never alone here. Your mentors are always there to help you.  So get educated on the company and the way we work. We are a team-based business, not a solo business. If you work it right, you will have great success guanteed. 

Also, I have 5 kids and work a full time job. I am here to make extra money and have a family legacy that lasts for my kids. No other company can offer you that. Can they? People in this business have been around for over 20 years and are still doing it. We are 50 years strong and not going anywhere anytime soon. The market is ready for you to find your legacy.

The most common reason for negative experiences in an MLM is the failure to do the homework before clicking the box that says, I AGREE.

Starting up a home-based business is a serious decision that will affect lives and families in many ways.  With this in mind, the criteria for selecting a particular parent company must be more analytical  than liking the product.

Learn how to evaluate any MLM opportunity with a critical mind and save years of failure and frustration.  www.FreeSuccessin10Steps.info

The information is available and it's free.  No one has to learn the hard way.

I answered an ad for employment for what I thought was an accounting job. I got an email back from this guy that told me I had a very impressive resume and that I should to go to this link, watch a video, and then call him. Biggest mistake ever!

While I think the actual service they offer can be valuable, if it is real, I think the thing they are really after is trying to get you to pay the fee to become an associate. After a dozen calls and emails, the guy finally convinced me to sign-up, even though I told him every time I talked to him that I had NO selling skills.

Of course I have never been able to get anyone signed up, which is fine, no one held a gun up to my head. I pay the monthly fee for the insurance, no problem. But then, after three months, they hit my account with an additional charge. I called to ask why and I was told it was for my PPL email account. Well since I have 5 FREE email accounts, I said that I didn't want or need that and asked if they could please cancel that and refund my money. I explained that 1. Both me and my husband are unemployed and 2. I was never notified that I was going to be charged for anything like that.

I was told OK, and that I would be refunded for everything but the $10 set-up charge, which I was slightly disgusted by, but happy to get the other $20 back.

A month later, the credit still wasn't posted and when I called back they told me since I had not called within 10 days of the charge, I wasn't eligible for a refund. I begged, I cried, I did everything I could think of to no avail.

I filed a report with the BBB, and then all the correspondence started sounding very hostile and was filled with outright lies. They claimed that they could prove I had used the service and that I had signed something stating I understood that I would be charged. They claimed that I had used the service to sign someone up, even though I hadn't even applied for or been granted the license you need in Texas to sell ANY kind of insurance. I tried to explain that the person that signed me up signed someone up under me, that he had used that as an incentive to get me to sign up with him, and that I had never used it personally, but PPL basically called me a liar.

Bottom line, I ate the $80 to become an associate by my own free will. I was forced to eat the $30 email fees because they are shady people that are only out to take your money.

RUN far away from this company and don't look back!

P.S. I have emails and the BBB report as proof, so I don't need any high ranking associates trying to discredit me!

This whole thing is a SCAM!

I responded to that advertisement for legal services. The guy who contacted me and took my info also tried to "recruit" me. As you stated, he NEVER told me exactly what I should expect as "service" although he did tell me that if I wasn't satisfied, I "PAID NOTHING" and would be "REFUNDED" any monies paid.

I tried to cancel my membership the same day I spoke to him since the firm he refered me to WOULD NOT take my case. He never answered my call or returned them, I made two calls. 4 days later the charge showed up on my account. I called again and got his answering machine.

I tried to get in contact with him through the website he gave me, which is just the PPLSI site and I was kicked back to him. I NEVER recieved services, literature or any documentation of any kind. I called again and got no response or return call.

I sent him a nasty E-mail where I AGAIN demanded to be removed from the program. Since I got no response from him, I called PPLSI direct. They were also very cold and calculated. It seems you can't just CANCEL, you have to jump through hoops, which I did juast to get cancelled. Submitted the "cancellation waiver" and again got billed.

They say they never got my first cancellation so I sent them another. NOW they tell me I cannot be refunded any money without sending a written request that THEY will review and determine what, if any, monies I will get back.

I have filed a complaint with the BBB in their state of business as well as a complaint with the other state and federal agencies.

They cliam they are protected by Federal law andf can keep any money they get from you no matter how they got it. I disagree! Since I NEVER got any services, the agreement is null and void and NO MONEY should have changed hands.

The requirements they set forth to cancel and recieve refunds is a crock of dung. That, in and of itself, is a violation of simple law. No service, no payment. Wait until they have to use their own lawyers to defend them.