Merchants Credit Guide Company ripoff Don't fall for it Report them Chicago Illinois

I don't know if debt collectors are legally required to provide information only upon written request, but it seems to be the case with those I have dealt with. If I were you, I would not sink to their level by screaming/cursing over the phone, since it's the last refuge of a beaten man (or in the case of many debt collectors, an addict barely holding on to his/her job). I would also send a letter requesting debt validation, return receipt requested. Either they will send you information and continue to pester you for payment, or you won't hear from them again.