Sam's Club - Wal-Mart ripoff Ogden Utah

The Sams Club credit card doesn't have an annual fee. However, you pay a yearly "membership" fee to Sams and if you open a credit card with them they automatically bill your membership fee on the card. So I am guessing your card was billed a $35.00 primary membership fee, a $15.00 fee for additional user(spouse) and the $2.?? were finance charges from not paying it all at once.

Just my thoughts as a member and credit card holder with them. I do not work for them.

Also, it may not have showed up on your credit report YET but if they are denying your checks at walmart I imagine it will show up on your report in the coming months. Sometimes it takes 60 days or more.

Just as a response, the annual fee was my first thought. That is in the amount range of most annual fees. But after I had made some calls to Sam's Club and other places, I came to realize that it was not an annual fee. There are three reasons that support this fact.

1. I had yet not activated the card.
2. Sam's Club customer service couldn't tell me what the charge was.
3. It's not on my credit report, nor have they sent it to any collection agencies (it is my understanding that card companies will actively try to collect fees unpaid with or w/o purchase balances).

I guess the possibility of that being the annual fee is real enough. However nothing has supported that to date.

I'm not a Sam's Club member so I hope someone can answer this. Isn't there an annual fee for membership? Since you applied for the card, could this charge be your annual fee? Just asking...