Complaint Review: Select Portfolio Services - Salt Lake City Utah
- Select Portfolio Services Salt Lake City, Utah USA
- Phone:
- Web: wwwspservicing.com
- Category: Mortgage Companies
Select Portfolio Services not crediting payments and harrasment Salt Lake City Utah
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three and a half years ago I was told by Social Security that I had earned too much money and they would not pay me to the tune of $10,000. I had a mortgage with Chase and this made me late in paying them. Chase threatened to forclose even though I tried repeatedly to modify the mortgage. So I went into Chaper 13 Brancruptcy protection until I could get back on my feet. I am a single senior so $10,000 is a lot of money for me. Then without my knowledge Chase sold my mortgage to Select Portfolio Servise .
I have been paying the mortgage to SPS plus to the Chaper 13 Trustee on a monthly basis. A couple of weeks ago I got a call from my lawyer saying that SPS wanted the court to remove my protection for non payment of the mortgage. The form that I was sent says that I had not made a payment since August 2015 which is not true. I went through 3.5 years of bank statements to prove that I had made the payments. My latest payment to SPS was March 2016 and I am about to send another. SPS wants $10,500 to cure the missed payment or they will go to the court to get my protection removed.
I have the statements saying that I did pay but of course the checks are all "electronic" and I have no physical checks. The latest statement I received from SPS is very confusing. I have read so many bad reviews of this company I am very nervous to send them any more money fearing that it will not be credited to my mortgage. I need a new lawyer because I think that my current one is in cahoots with SPS. Any help I can get I would greatly appreciate.
This report was posted on Ripoff Report on 03/23/2016 09:48 AM and is a permanent record located here: https://www.ripoffreport.com/reports/select-portfolio-services/salt-lake-city-utah/select-portfolio-services-not-crediting-payments-and-harrasment-salt-lake-city-utah-1295427. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year. Ripoff Report has an exclusive license to this report. It may not be copied without the written permission of Ripoff Report. READ: Foreign websites steal our content
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