ED Magedson – Founder
TD bank N.A. TD bank won't help it's customers when they are victims Union New Jersey
On August 14 2013 I saw that one of my checks was cashed by someone other that the payee. I accidentally mailed my rent check, made out to my landlord, to SSA. I had an overpayment and owed them $25.00. They cashed my rent check for $1250.00. The same day I saw this I called the SSA and was told if I want my money back I have to go through my bank. I immediately went to my local branch and filled out an affidavit of fraud. Today September 3, 2103 I finally get a call from TD bank and they told me because this is a government agency and their checks go through the federal reserve not an actually bank there is nothing they can do for me. They can't get me my money back because they have no recourse against a government agency. I have been on google all day and can't find anything that says this is true. No one is denying that SSA cashed a check they had no right to but SSA says it's not their fault, my own bank should have noticed/stopped this check from going through my account since the endorsement was not the payee.
Short of spending thousands on a lawyer to help me I am probably out all that money!
This report was posted on Ripoff Report on 09/03/2013 02:54 PM and is a permanent record located here: http://www.ripoffreport.com/reports/td-bank-na/union-new-jersey-07083/td-bank-na-td-bank-wont-help-its-customers-when-they-are-victims-union-new-jersey-1081373. The posting time indicated is Arizona local time. Arizona does not observe daylight savings so the post time may be Mountain or Pacific depending on the time of year.
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