TITLEMAX OF JOHNSON CITY WAJ... WHAT A JOKE! MGR IS A @$$!! JOHNSON CITY Tennessee

I grew up in SW VA and I hate to see all these reports of people doing business with persons you KNOW will not treat you fairly. Do not frequent these shops! There is always a way to get by if you look hard enough and you and your checkbook will much the better for it. Seriously, folks!

After reading the post by Consumerist.com, it is funny to see people to try and talk when they do not know how it works. There is not a 10 day grace period, it is in the contract so that they cannot repo till 11 days, (old state law, new state law is 31 days for TN). They would not be calling or going to your work unless your late and will not answer your phone.

If you paid your bills on time your credit would be ok and you could go to a normal loan co. Also the interest rare is not 400%, this is all figured monthly due to being a pawn but probaly is 12.99% monthly. Do pay it off as soon as possible. For Consumerist.com do not try and comment if you do not know the laws or how a pawn works. If he does not like titlemax he can always go to TN title or another pawn place and pay 22% monthly (state max for state of TN). Just pay your bills on time and they will not call you or visit your work.

Also before anybody starts complaining that i am employee trying to stick up for the company please look at my title X-EMPLOYEE, that was fired because i would not be rude and treat customer badly. The Regional manger for this area is Jim Young and the athens tn store is where his home office is. I would recommend contacting him or corp if you have a complaint. His phone number is 423-364-4228 and the athens store is 423-746-0123. I do not know the manager at that store as i was in ga when i was at titlemax.

Titlemax victim,

If it is not in the contract then it is not real. If some lady said (with her mouth) "10 day grace period" but it isn't in the contract then it is false. By patronizing these places fools like you (yes you were foolish to go there) lose their money and get harassed by the loan company. Try to pay off the loan as quickly as possible as your interest is probably 200 to 400% as the late fees add up. Otherwise they will repo your car.

You need to inform them of the consumer debt collection practices. Also they are going by your work to make sure you still have your car. If I was you, I might think about not driving the car for a while- maybe parking it at a friend or distant relative's home- until you pay the loan off.

You were stupid to go to this type of place- it is never a good deal except for the company- which may get your car.

I hope college helps... I still can't seem to read your post and make sense out of it...

What type of college did you need this money for? With the quality of this post you may want to actually file a report on the college you are/were attending for taking your money.