United financial Services Terry Payday loan fraud Atlanta Georgia

This so called collection agency called me threatening legal action, claiming I would be charged with check fraud for not paying back a payday loan, scared me to death, I made a stupid decision to pay, giving my debit card info, they got me for 200.00 upfront, claimed I owed 4000.00, but some how it was reduced to 1500.00.  It didn't feel right I called my baba I and tried to cancel the 200.00 debit it was already deducted but the money was paid out in Florida.  I notified my bank tot the fraud.  They cancelled my card and are investigating so I can getting my 200.00 back.  I hope these people were caught.  What goes around comes around.  Beware of these crooks